Can the endowment insurance/kloc-be paid after 0/5 years?

Personal contributions/kloc-You can no longer pay social security fees after 0/5 years. If there is a unit, even if the payment is 15 years, but the employee has not retired, the enterprise will continue to pay until retirement; Individuals who pay social security can stop paying or continue to pay. According to the local policy, they will definitely continue to pay high salaries. Endowment insurance follows the principle of "pay more and get more". The higher the payment base, the longer the service period, and the more pensions you receive when you retire.

/kloc-Can I not pay the old-age insurance after 0/5 years?

1, flexible employees, who have paid for 15 years, do not need to pay again. However, the longer the payment time, the higher the payment and the higher the pension received after retirement. Moreover, the longer the payment period, the greater the pension increase after retirement. Therefore, the old-age insurance is overpaid, and the long-term payment is more.

For employees employed by employers, paying wages is a mandatory obligation stipulated by law. After fifteen years of payment, payment shall be continued in accordance with state regulations.

Basic pension = (when the insured retires, the average monthly salary of local employees in the previous year+the average monthly payment salary of the insured) ÷2× payment period × 1%

1, social security needs to wait until retirement age to apply for retirement and receive pension. Retirement age (60 for men and 55 for women)

2. Those who have not reached retirement age will not be able to enjoy medical treatment from the time they stop paying premiums to retirement. You can enjoy medical treatment after retirement. This can be replaced by rural cooperative medical care or urban and rural medical care.

What are the conditions for receiving a pension?

1, has reached the statutory retirement age and has gone through retirement procedures;

2, units and individuals to participate in old-age insurance and fulfill the obligation to pay old-age insurance premiums;

3. The individual payment is at least 15 years (the payment period in the transition period includes the deemed payment period). Today, the legal retirement age of enterprise employees in China is: male employees are 60 years old; Female employees engaged in management and scientific research are 55 years old; Female employees engaged in production and auxiliary work are over 50 years old, and female freelancers and individual industrial and commercial households are over 55 years old;

Article 16 "Full Text of the Social Insurance Law of People's Republic of China (PRC)" Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis when they reach the statutory retirement age and have paid the accumulated contributions for fifteen years.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

Legal basis:

People's Republic of China (PRC) social insurance law

Tenth employees should participate in the basic old-age insurance, the basic old-age insurance premiums paid by the employer and employees.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.