Wuhan five insurance payment standard

Wuhan's five insurance payment standard is determined according to the salary base of employees and the payment ratio stipulated by the local social security bureau. The specific standards include the payment amount of endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance, which will change according to the annual policy adjustment.

I. Overview of Five Insurance Payment Standards

In Wuhan, the payment standard of five insurances is calculated according to the salary base of employees. The wage base refers to the calculation basis when employees pay social insurance, which is usually related to the actual wage income of employees. According to the local economic development and policy requirements, Wuhan Social Security Bureau will adjust the payment ratio and ceiling of the five insurances every year to ensure the sustainability and fairness of the social insurance system.

Second, the payment standards of various insurances

Endowment insurance: According to the regulations of Wuhan, the proportion of endowment insurance is shared by enterprises and individuals. Enterprises need to pay endowment insurance premiums according to a certain proportion of employees' wages, and individuals also need to pay them according to the corresponding proportion. The specific payment ratio and ceiling will change according to the policy adjustment.

Medical insurance: the payment standard of medical insurance is also determined according to the salary base of employees. According to the local medical level and medical resources, Wuhan will formulate the appropriate proportion and upper limit of medical insurance payment. Individuals and enterprises need to pay medical insurance premiums in accordance with the prescribed proportion.

Unemployment insurance, industrial injury insurance and maternity insurance: the payment standards of these three insurances are also calculated according to the salary base of employees. The specific payment ratio and upper limit will be adjusted according to Wuhan's policy requirements.

Three. Adjustment and change of payment standard

It should be noted that the payment standard of the five insurances is not static, but will change according to the local economic development, policy adjustment and social security system reform. Therefore, employees and enterprises need to pay attention to the changes of relevant policies and timely understand and adjust the payment amount of the five insurances.

To sum up:

Wuhan's five insurance payment standard is determined according to the salary base of employees and the payment ratio stipulated by the local social security bureau. The specific payment amount includes endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance, which will change according to the annual policy adjustment. Employees and enterprises need to pay attention to the changes of relevant policies and adjust the payment amount of five insurances in time.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 12 stipulates:

"The employer shall pay the basic old-age insurance premium in accordance with the proportion of the total wages of its employees as stipulated by the state, and record it in the basic old-age insurance pooling fund. Employees should pay the basic old-age insurance premium in accordance with the proportion of their wages stipulated by the state and record it in their personal accounts. "

People's Republic of China (PRC) social insurance law

Article 23 provides that:

"Employees should participate in the basic medical insurance for employees, and employers and employees should jointly pay the basic medical insurance premiums in accordance with state regulations."