Suzhou five insurance and one gold payment base and proportion

Endowment insurance: unit 20%, individual 8%, medical insurance: unit 6- 10%, individual 2%, unemployment insurance: unit 1.5%, individual 0.5- 1%, industrial injury insurance: unit 0.5-1.

The five insurances and one gold paid by the unit to employees are very important to employees, and the security benefits that employees can enjoy during their employment, as well as retirement pension, medical care and other benefits are closely related to them. The specific policies of employers in cities across the country to pay employees five insurances and one gold are not the same, so what is the base and proportion of Suzhou's five insurances and one gold payment? Answer for you.

First, Suzhou five insurance and one gold payment base

1, enterprise employees:

The upper limit of the cardinality is 2 18940 yuan (18245 yuan/month); The lower limit of payment base is 32,364 yuan (2,697 yuan/month).

2, individual industrial and commercial households (to participate in basic old-age insurance):

The monthly payment base is unified to 2300 yuan, and the monthly payment base of other types of insurance is still implemented according to the original regulations.

3. Flexible employees:

(1) to participate in the basic old-age insurance: the minimum monthly payment base is 2300 yuan, and several grades can be set, and the highest is 18245 yuan.

(2) Participating in employee medical insurance: monthly payment base 1700 yuan.

4. The monthly "account transfer" base of urban "Xiebao" personnel and the base of pension and medical insurance premium after the employer applies for returning the "Xiebao" personnel shall be implemented according to the lower limit of the payment base of enterprise insured employees of 20 16, that is, 32,364 yuan (2,697 yuan/month).

5. Social insurance units and employees of urban organs and institutions:

The upper limit of the base is 3 12342 yuan (26029 yuan/month), and the lower limit of the payment base is 62468 yuan (5206 yuan/month).

6 units and employees who participate in social insurance for employees of urban organs and institutions (overdue):

The base number is 96,054 yuan (8,005 yuan/month).

The payment base of five insurances and one gold is generally 60%-300% of the average salary of employees in the previous year, as shown in the following:

(1) If the average salary of last year was 300% or more higher than the average salary of local employees at the end of last year, the payment base of five insurances and one gold shall be calculated according to 300% of the average monthly salary;

(2) If the average monthly salary of the previous year is less than 60% of the average salary of local employees at the end of last year, the payment base of five insurances and one gold shall be calculated according to 60% of the average monthly salary;

(3) If the average salary of last year was between 60% and 300% of the average salary of local employees at the end of last year, the payment base of five insurances and one gold shall be declared according to the actual salary.

Two, Suzhou five insurance and one gold payment ratio

1, social security contribution ratio

Endowment insurance: the unit pays 20% and the individual pays 8%;

Medical insurance: the unit pays 6- 10% and the individual pays 2%;

Unemployment insurance: unit contribution rate 1.5%, individual contribution rate 0.5-1%;

Industrial injury insurance: the unit pays 0.5- 1.2%, and the individual does not pay;

Maternity insurance: the unit pays 0.8%, and the individual does not.

2, the proportion of provident fund deposit

The payment ratio of various enterprises, private non-enterprise units and social organizations is 10%, and that of employees is 12%.

The above is the payment base and proportion of Suzhou five insurances and one gold. Enterprises in Suzhou should pay employees five insurances and one gold according to the above base and proportion. Employees can check the specific amount of various insurances paid by employers on the social security and human resources websites. If they find that the payment base or payment ratio is wrong, they can complain to the labor inspection department to safeguard their legitimate rights and interests.