What types of insurance does social security payment include?

The main items of social insurance include: old-age social insurance, medical social insurance, unemployment insurance, industrial injury insurance and maternity insurance. Social security is playing a more and more important role in our life. It is compulsory insurance for the country. Among them, the minimum payment period of old-age insurance is 15 years, that is, 180 months, before you can receive life. Old-age insurance is accumulated in full, and the old-age insurance can be interrupted if it is overpaid.

1. What types of insurance does social security payment include?

1. Basic old-age insurance system: The basic old-age insurance system is a social security system established to ensure the basic livelihood of urban workers after retirement. The system mainly includes the collection and payment of endowment insurance premium, individual account of basic endowment insurance, endowment insurance treatment, the use of endowment insurance fund, supervision and management, etc. Pay 15 or more, reach the statutory retirement age, and receive a monthly pension.

2. Medical insurance system: The medical insurance system refers to a social insurance system established to ensure the basic medical care of urban workers and make rational use of medical resources. The system mainly includes coverage and payment methods, basic medical insurance funds and personal accounts, management and supervision mechanism of basic medical insurance funds, and management of medical service institutions.

3. Unemployment insurance system: The unemployment insurance system is a social security system established to ensure the basic livelihood of unemployed people during unemployment and promote their re-employment. This system mainly involves the establishment and management of unemployment insurance fund and unemployment insurance benefits.

4. Work-related injury insurance system: Work-related injury insurance system is a social security system that guarantees workers' rights to medical treatment, economic compensation and vocational rehabilitation after suffering from accidents and occupational diseases at work, disperses work-related injury risks and promotes work-related injury prevention. Including the scope and identification of work-related injuries, labor appraisal and disability assessment, work-related injury insurance benefits, the establishment and management of work-related injury insurance funds, work-related injury prevention and vocational rehabilitation.

5. Maternity insurance system: The maternity insurance system is a social security system established to safeguard the legitimate rights and interests of female workers and ensure that female workers receive necessary economic compensation and medical care during childbirth.

Second, the proportion of social security contributions.

Social security contribution ratio, taking 3,000 yuan as an example:

1, endowment insurance: the unit pays 20%, that is, 600 yuan; Individuals pay 8%, 240 yuan;

2. Unemployment insurance: the unit pays 1.5%, that is, 45 yuan; Individual contribution is 0.5%, 15 yuan;

3. Work-related injury insurance: the unit pays 1.0%, that is, 30 yuan; Individuals do not pay fees;

4. Maternity insurance: the unit pays 0.8%, which is 24 yuan; Individuals do not pay fees;

5. Medical insurance: the unit pays 10%, that is, 300 yuan; Individuals pay 2% 3 yuan, or 60 3 yuan;

If it is a flexible employee, social security is entirely borne by the individual, and only pension insurance and medical insurance are required.

Individuals who have paid old-age insurance 15 years and reached the legal retirement age (male 60, female 50) can enjoy each fixed pension.

In short, social security payment needs to reach a certain number of years to enjoy normal treatment, otherwise it will lose the meaning of social security itself. Among them, the longer the pension insurance payment time, the higher the pension benefits we enjoy, and the payment base we can choose according to our actual situation can also be different.