The latest regulations on teachers' retirement salary 2023

The latest regulation of teachers' retirement salary is 2023, as follows:

1, 2023 standard for payment of teachers' retirement wages

The payment standard of teachers' retirement salary in 2023 is determined according to the actual income of teachers during their employment and the social security base paid. Specifically, retired teachers can receive a pension according to 60% to 80% of the average income during their employment. At the same time, the pension level of different regions, different levels and different types of schools is also different;

2. How to calculate the retirement salary?

Calculation method

The monthly social security fees paid by teachers during their service include basic old-age insurance, medical insurance and unemployment insurance. Therefore, when calculating their retirement salary, it is necessary to first determine the base of social security fees paid during their employment and calculate on this basis;

Specifically, the social security base of teachers during their service refers to the highest amount of social security fees they pay. When calculating retirement salary, it needs to be calculated comprehensively according to the average income of teachers during their service and the social security base paid.

Take a retired teacher as an example. The average monthly income during his in-service period is 8,000 yuan, and the base for paying social security fees is 6,000 yuan. Then, when calculating their retirement salary, you can follow the following steps:

(1) Determine the pension ratio: According to relevant regulations, teachers can receive a pension at 70% of their average income during their service;

(2) Calculation of pension amount: Teachers can receive a pension of 5,600 yuan (70% of 8,000 yuan) per month;

(3) Considering the regional factors: If the pension level of the teacher's area is high, he can get a higher retirement salary.

Pension:

1, pension, also known as pension and retirement fee, is a social pension insurance treatment;

2. According to the relevant national documents, the definition of pension is: insurance benefits paid monthly or in one lump sum in monetary form according to its contribution to society and eligibility or retirement conditions for enjoying old-age insurance;

3. Pensions are accumulated and operated according to the principle of common accumulation by the state, the collective and the individual. When people are in their prime of life, part of the wealth created is invested in pension plans to ensure a sense of security in their later years.

Pension conditions:

1, reaching the statutory retirement age;

2. The accumulated payment has reached 15 years (including deemed payment);

3. When going through the retirement formalities, the accumulated payment period of endowment insurance is 15 years;

4, the endowment insurance personal account storage amount paid in full.

To sum up, in 2023, the standard of teachers' retirement salary will be comprehensively calculated according to different factors, and the corresponding pension levels of different regions, different levels and different types of schools are also different. Therefore, teachers should pay attention to paying social security fees during their service and plan their retirement life reasonably according to their own conditions.

Legal basis:

Article 14 of the Social Insurance Law of People's Republic of China (PRC)

Personal accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.

Article 15

The basic pension consists of overall pension and individual account pension. The basic pension is determined according to factors such as individual cumulative payment years, payment wages, average salary of local employees, personal account amount, average life expectancy of urban population, etc.

Article 16

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

Article 17

If an individual who participates in the basic old-age insurance dies due to illness or non-work, his survivors can receive funeral grants and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.

Article 18

The state establishes a normal adjustment mechanism for basic pensions. According to the average wage increase and price increase of employees, the basic old-age insurance treatment level will be improved in a timely manner.