Can I withdraw money from my social security card?

Generally speaking, the money in the social security card cannot be taken out, but if the holder of the social security card dies, the family members can apply for taking out the money in the social security card. In addition, only the money in the medical insurance personal account in the social security card can be used for consumption, such as going to a designated medical institution for outpatient service and buying medicine, but it cannot be taken out.

Social security cards have many uses, not only for hospitalization, but also as personal identification documents. In addition, the social security payment period is also linked to the car purchase qualification.

I. Money in social security card

The money in the social security card can't be taken out. Although the social security card in my hand is a bank card, the social security account and bank account of this card are separate. In other words, the monthly endowment insurance is actually included in the social security account set up by the social security center with the ID number.

This money is generally allocated to pension funds and managed by the government. In other words, the money did not go to the personal bank account at all. Social security cards issued by social security centers are used to receive pensions after retirement. When you retire, the money in the social security card will be transferred to the bank account.

The money in the social security card is still your own, and you have ownership and control over it. Others, including social security agencies, have no right to dispose of the money in social security cards. Therefore, if you have a social security card, please don't believe the rumor that you can cash out the money in the social security card at will. According to the relevant laws and regulations, it is illegal to cash out the money in the social security card, and the social security agency will investigate the legal responsibility after discovering it.

Second, how to reissue the lost social security?

It probably takes the following steps to reissue the social security card after it is lost.

First, report the loss in advance. The owner can report the loss in advance by calling the social security card service hotline, reporting the loss at the social security card service point or reporting the loss at the self-service terminal of the social security card service outlet.

Second, officially report the loss. The owner took the original ID card and a copy of the ID card to the social security card service point to officially report the loss.

Third, make up the card. After the owner submits the relevant materials, he/she fills in a replacement application form and receives the card certificate before he/she can get the card.

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

legal ground

Regulations on the administration of housing provident fund

Twenty-fourth employees in any of the following circumstances, you can withdraw the balance of storage in the employee housing provident fund account:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(2) retirement;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(4) Having left the country to settle down;

(5) Repaying the principal and interest of the house purchase loan;

(six) the rent exceeds the prescribed proportion of family wage income.

In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.

If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.

Twenty-fifth workers from the housing provident fund account balance, the unit shall verify, and issue a certificate of extraction.

Workers apply to the housing provident fund management center for withdrawal of housing provident fund with the withdrawal certificate. The housing provident fund management center shall, within 3 days from the date of accepting the application, make a decision on whether to approve or disapprove the withdrawal, and notify the applicant; If the withdrawal is approved, the entrusted bank shall go through the payment procedures.