What conditions do individuals need to buy social security?

Individuals who purchase social security must meet the registered personnel in this city (female: 50 years old, male: 60 years old) who have not reached the statutory retirement age; Those who have gone through the formalities for the renewal of old-age insurance and the insured receive the basic old-age insurance benefits in our city on a monthly basis, and can apply for the requirements of paying social medical insurance in full before they can be granted. Those who have reached the statutory retirement age cannot apply for social insurance.

1. What are the conditions for individuals to purchase social security?

Personal social security card processing conditions:

1. Approval conditions:

(1) Local registered personnel (female: 50 years old, male: 60 years old) who have not reached the statutory retirement age;

(2) Persons who have gone through the formalities for the renewal of endowment insurance;

(3) if the insured person has received the basic old-age insurance benefits in our city on a monthly basis, he can go through the formalities of paying social medical insurance in full on a monthly basis;

(4) Accepted on1-24th every month.

(5) Information to be submitted for registration: my permanent residence in the town; Resident identity card; Proof of employment; One-inch red background registration photo 1 piece;

(6) If an individual wants to apply for social security and can only participate in pension and medical care, the local household registration shall be directly handled by the local social security bureau; Not a long-term resident who needs to open relevant certificates for local accounts.

2, do not handle the situation:

(1) has reached the statutory retirement age and met the conditions for receiving basic old-age insurance benefits on a monthly basis;

(2) Insured persons who do not meet the conditions for continuing to pay endowment insurance premiums;

(3) Insured persons who are not registered in this Municipality agree to receive pension insurance when they reach the statutory retirement age after July 2006.

Second, about social insurance.

There are only two kinds of social insurance paid by individuals: endowment insurance and medical insurance. According to the regulations, flexible employees voluntarily participate in basic medical insurance and basic old-age insurance in their own names, and are not included in the scope of those who participate in unemployment, work injury and maternity insurance.

And it is mandatory for the unit to pay social security for employees.

Old-age insurance, medical insurance and unemployment insurance are paid by individuals and enterprises respectively, with general enterprises accounting for the majority (the proportion of contributions varies across the country). For example, Beijing's 20 16 social security contribution ratio is:

1. Old-age insurance premium: the unit pays 19% and the individual pays 8%.

2. Unemployment insurance premium: the unit pays 0.8% and the individual pays 0.2%.

3. Medical insurance premium: the unit pays 10%, and the individual pays 2%.

In China, social insurance can help people reduce their economic burden to a great extent, but it can also bring some stable income to the parties, which is also an investment. During the period of handling social security, please ask the masses to fully prepare the required materials and certificates in advance to avoid wasting time when handling.

legal ground

According to the Social Insurance Law

Tenth employees should participate in the basic old-age insurance, and employers and employees should pay the basic old-age insurance premium.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.

The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.

Twenty-third employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.