Can I pay medical insurance without paying social security?

First, you can't. You must buy old-age insurance before you can buy medical insurance.

1, social security refers to social insurance, generally referring to five insurances and one gold (housing provident fund, endowment insurance, medical insurance, unemployment insurance, work injury insurance and maternity insurance);

2. There are two situations:

First, the unit must buy five insurances when participating in the insurance;

Second, individuals only need to buy old-age insurance and medical insurance, and it is not enough to buy medical insurance.

Second, social security cards can be divided into two categories according to the types of cardholders, namely, social security (personal) cards issued to urban workers, unemployed people and retirees and social security (employer) cards issued to employers.

The card planning and standardization of China's Ministry of Labor and Social Security focuses on social security (personal) cards, and the actual distribution in various regions is also concentrated on personal cards, so the social security cards we refer to refer to social security (personal) cards.

Extended data:

individual account

build

The social medical insurance agency shall establish a personal account of basic medical insurance for each insured person, and take my ID number as the lifelong medical insurance number. The funds in the employee's personal account of basic medical insurance are owned by individuals and used for medical consumption. Overexpenditure is not covered, balance is accumulated, and cash is not withdrawn. When an employee dies, his personal account is cancelled and the balance is inherited according to regulations.

distribute

The employing unit shall handle the personal medical account settlement card for employees while participating in the basic medical insurance. Within 30 days from the date of participating in medical insurance, the employer shall apply to the social medical insurance agency and provide relevant information.

After receiving the application from the employer to establish a household for employees, the social medical insurance agency will carefully review the relevant materials, establish a personal account for employees within 15 days, and issue a personal account settlement card. Inject funds into the employee's personal medical account in time, and bear interest according to relevant regulations. Retirees placed in different places may not issue cards temporarily.

Insured persons can purchase drugs at any designated medical institutions and pharmacies in the overall planning area with personal medical account cards. When the funds in the personal medical account are insufficient, they will be paid in cash.

Transfer, inheritance

When the insured person is transferred out, the funds in the personal medical account will be transferred together. If you can't transfer, you can return the balance of your personal account to me and cancel your personal account at the same time.

If the insured dies, the balance of the personal account can be inherited by his legal heir.

Loss reporting and replacement

The insured shall properly keep the personal account card, and if it is damaged, it needs to be replaced with a new card, and the expenses shall be borne by the individual. If the personal account card is lost, it should be reported to the medical insurance agency or designated unit with relevant documents in time, and the medical insurance agency should immediately seal the account. If you can't find it within 30 days, you should apply for a new card at your own expense.

The medical expenses incurred during the loss reporting period shall be paid in cash by the employee's personal account. If the personal account card is fraudulently used before reporting the loss, the loss shall be borne by the insured.

When the insured person purchases medicine for medical treatment and uses a card to settle medical expenses, the designated medical institutions and pharmaceutical service personnel should carefully verify, and those who find forged or fraudulently use the loss reporting card should be detained immediately, and the social medical insurance agency should be notified. Designated medical institutions and pharmacies shall not refuse the funds in the card or exchange cash for the cardholder.

Baidu encyclopedia-social medical insurance