How to calculate the money on the social security card?

Medical insurance for employees is charged at 8% of individual salary, of which 2% is paid by individuals and 6% by units. The money on the medical insurance card consists of two parts:

For those aged 65,438+0 and over 45, 2% paid by individuals is credited to personal account, and 8% withdrawn from the company is credited to personal account, which is 3.4% of monthly salary.

For those under 2.45 years old, 2% paid by the individual will be transferred to the personal account, and 8% 1.2% of the unit will be transferred to the personal account, totaling 3.2% of the monthly salary. Retirees do not pay fees. The monthly salary is 3.9%.

Extended data:

Basic information

At present, the medical insurance management information systems in all provinces and cities in China are independent and disconnected from each other. As a result, the insured people who seek medical treatment in different places in and outside the province can only settle accounts with medical institutions in different places in cash first, which leads to the insured people being tired of running between the medical treatment place and the insured place. The main problems existing in the current medical insurance card are:

1, the card cannot be used.

2. It is difficult to reimburse after seeing a doctor.

3. The medical expenses have increased. The establishment of a national medical insurance card to facilitate the floating population to seek medical treatment has attracted great attention from all levels, including Ministry of Human Resources and Social Security and the Ministry of Health.

All parts of the country began to discuss the possibility of realizing the national medical insurance card, and began to make partial attempts. On the 2nd, the Ministry of Health announced the Measures for the Administration of Residents' Health Cards (for Trial Implementation) to promote the realization of "one card" for residents to seek medical treatment in various medical and health institutions at all levels. Residents' health cards are based on regional health information platforms, residents' electronic health records and medical institutions' electronic medical records, and can be used for residents' identification, personal basic health information storage, cross-regional and inter-institutional medical data exchange and expense settlement? .

New uses of 20 17

First, the main purpose of the medical insurance card

1, the main purpose of medical insurance is to pay for outpatient treatment.

2. Medical insurance has other uses. You can use this money to buy medicines (over-the-counter medicines), medical instruments, thermometers and sphygmomanometers at designated pharmacies.

Second, how to use the money in the medical insurance card account?

As we all know, employee medical insurance is generally divided into personal accounts and overall accounts. How to use these two accounts respectively?

Personal accounts can pay the following fees:

1, drug purchase expenses of designated retail pharmacies, outpatient and emergency medical expenses;

2. It is used for me to purchase commercial insurance and accident insurance;

3, the basic medical insurance fund Qifubiaozhun below the medical expenses;

4, more than the basic medical insurance fund Qifubiaozhun part, pay personal expenses in proportion;

5. I'll pay for the part of my personal account that is insufficient to pay.

The overall account mainly pays the following fees:

1, hospitalization expenses;

2, malignant tumor radiotherapy, renal dialysis, kidney transplantation after taking anti-rejection drugs outpatient medical expenses;

3, emergency rescue income hospitalized patients, the medical expenses within seven days before hospitalization.

References:

Baidu Encyclopedia: Medical Insurance Card