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Shenzhen flexible employment social security and employee social security differences

The differences between Shenzhen's flexible employment social security and employee social security are as follows:

1. Different types of insurance: Flexible employment social security only participates in old-age insurance and medical insurance, does not participate in work-related injury insurance and maternity insurance, and can participate in unemployment insurance in some areas; employee social security is required to participate in old-age, medical care, work-related injuries, maternity, and unemployment insurance;

2. Different contribution bases: flexible employment The contribution base for social security is 40%-100% of the average monthly salary of on-the-job workers in the province in the previous year, and the contribution base for employee social security is based on the average monthly salary of the employee in the previous year;

3. The contribution ratios are different: 20% of the contribution ratio of pension insurance for flexible employment social security and 80% of the average monthly salary of on-the-job workers in the local towns and cities in the previous year as the basis for the contribution of medical insurance, which is paid at a ratio of 4.2% or 8%; the contribution ratio of employee social security is 4.2% or 8%, and the contribution ratio of employee social security is 4.2% or 8%. Payment; employee social security contributions by the unit and the employee *** together, the ratio decided by the unit;

4, the main body of different contributions: flexible employment social security by the individual to bear the full cost of employee social security by the employer and the employee *** with the same, the unit withholding contributions;

5, household registration restrictions are different: flexible employment social security need to have a local household registration, the employee social security no household restrictions;

5, the household registration restrictions are different: flexible employment social security need to have a local household registration, the employee social security no household restrictions;

6, the household registration restrictions are different.

6, different willingness to pay: flexible employment social security can be based on personal circumstances to decide whether to pay, employee social security must be paid according to regulations.

Flexible employment social security and employee social security contributions to the main body:

1, flexible employment for the main body of their own contributions, you can voluntarily choose to pay the social security;

2, employee social security by the employer and the employee *** with the same payment, which is mandatory contributions.

In summary, the difference between Shenzhen's flexible employment social security and employee social security is mainly reflected in the type of insurance, the contribution base, the contribution ratio, the main body of contributions, household registration restrictions and willingness to pay.

Legal basis:

The People's Republic of China Social Insurance Law

Article 23

Employees shall participate in the basic medical insurance for employees, and the employer and the employee shall pay the basic medical insurance premiums in accordance with the state regulations***. Individual industrial and commercial households without employees, part-time workers who do not participate in the basic medical insurance for employees in their employing units, and other flexibly employed persons may participate in the basic medical insurance for employees, and individuals shall pay the basic medical insurance premiums in accordance with the state regulations.