What is the impact of Beijing's five insurance and one gold broken

1, medical insurance regardless of how many years the participant has continuously paid contributions, once the interruption of contributions, the period of interruption will no longer enjoy medical insurance treatment, medical expenses can not be reimbursed. The pension and medical care are cumulative, and can be renewed after a break. 2. Beijing's pension insurance applies the principle of "pay more, get more", and since the period of interruption is not counted as years of service, the longer the interruption, the less the amount of contributions, and the less the pension you will receive at the end of the day.

One, what is the impact of the social security break in Beijing?

1, people in big cities know how important it is to have continuous social security. For example, in Beijing, if you are a foreign household, only continuous social security for five years in order to buy a car in Beijing and buy a house, where the social security only includes five insurance. As long as there is a break in the middle of the day, the five years will have to be recalculated.

2, pension insurance have to pay enough 15 years, retired to enjoy life. Medical insurance is the same, China's basic medical insurance "pay-as-you-go" system, that is, no matter how many years the participants have been continuously contributing, once the interruption of contributions, the period of interruption will no longer enjoy the medical insurance treatment, medical expenses can not be reimbursed; women paid 20 years, men paid 25 years, retired in order to enjoy the whole life. However, the most uneconomical thing is to pay but not enough years. Here to explain is that the pension and health care are cumulative, broken can be renewed.

Other insurance breaks have not had much impact, unemployment insurance, maternity insurance, housing fund these three, as long as the use of before paying enough 1 year on the line, the workplace injury insurance that is to pay for the use of.

3, Beijing's pension insurance to implement the "pay more, get more" principle, because the social security interruption period is not counted as years of service, the longer the interruption time, the less the amount of contributions, the final pension is less.

There is one thing to add here, social security is mandatory, that is, you have to pay one day of work in the unit to pay one day of social security, so there is no choice which one to pay during the work period, which one to pay, and which one to not pay.

Two, what is the impact of the five insurance funds in the provident fund broken?

The original in the work unit has been normal contribution to the provident fund, after the termination of the contract to personal contribution to the provident fund, due to the articulation of the reasons for the interruption of three months within the can make up for the contribution, "if more than three months, can not make up for the contribution, and there is a condition that the original must have been in the unit of the contribution to the provident fund, or else you can not make up for the contribution. " If the original is in the municipal level of the housing provident fund, for supplementary contribution procedures only need to bring my ID card and bank debit passbook (bank card) of the original and photocopies, in the weekday working hours of the Municipal Provident Fund Center to fill out an application form for processing can be. Generally, if you are eligible, you can do it on the spot. However, for those who have not previously contributed to a provident fund at the municipal level, if they want to make a contribution at the Municipal Provident Fund Center now, they will need to bring along another copy of the original provident fund's certificate of contribution and details, which can be issued by the provident fund center in the place where the original contribution was made.

Three, five insurance and one gold includes what?

"Five insurance" refers to five kinds of insurance, including pension insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance; "one gold" refers to the housing fund. Among them, pension insurance, medical insurance and unemployment insurance, these three kinds of insurance are paid by the enterprise and individual **** the same premiums, industrial injury insurance and maternity insurance is completely borne by the enterprise. Individuals do not need to pay. It is important to note that "five insurance" is legal, and "one gold" is not legal.

In fact, the five insurance a gold break the biggest impact is the provident fund, because the provident fund once broken, you can not apply for a provident fund loan, which is very unfavorable to you to buy a house, and secondly, if you want to recover, you must re-contribute to the more troublesome is to pay a year of continuous payment, as for the impact of the other insurance is not very big. The above is about Beijing five insurance and gold broken what effect all the answer, I hope it can help you.