Can the five risks be renewed after a year's break?

It can be renewed, but the specific provisions and procedures for renewal may be different due to different regions and policies.

First, the impact of five insurance claims

Five insurances include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. The payment of five insurances will have a certain impact on personal social security rights and interests. For example, you may not be able to enjoy medical insurance benefits during the suspension of payment, and the accumulated payment period of endowment insurance will also be affected.

Second, the conditions for renewing the five risks

Generally speaking, after the five insurances are paid off, individuals can continue to pay fees under certain conditions. These conditions may include:

1. renewal period: in some areas, it may be stipulated that the insurance can be renewed within a certain period (for example, within one or two years) after the payment deadline of the five insurances, and the insurance cannot be renewed beyond this period.

2. Pay back the expenses: When the five insurances are renewed, it is necessary to pay back the social security expenses during the suspension period, including the personal part and the unit part. The specific payment amount depends on the payment deadline and payment base.

Third, the process of renewing the five insurances.

The five-insurance renewal process is generally as follows:

1. Understand local policies: First of all, you need to understand the five-insurance renewal policy in your area, including renewal conditions and payment fees.

2. Prepare relevant materials: prepare personal identification, social security payment records and other relevant materials.

3. Go to the social security agency: bring relevant materials and go to the local social security agency to renew the insurance. In the process of handling, it may be necessary to fill in relevant forms and pay overdue fees.

4. Confirmation of successful renewal: After completing the renewal procedures, confirm the success of renewal and obtain relevant supporting documents.

To sum up:

Under normal circumstances, the five risks can be renewed after one year, but the specific regulations and procedures need to be determined according to local policies. When renewing the five insurances, you need to know the local policies, prepare relevant materials, and go through the formalities at the social security agency. After the renewal is successful, personal social security rights and interests will be guaranteed.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 16 stipulates:

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

Article 27 provides that:

Individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state if they reach the statutory retirement age and the accumulated payment has reached the fixed number of years stipulated by the state; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.