Does Fuzhou need social security to buy a house?

You don't need social security to buy a house in Fuzhou, and you can also provide a tax payment certificate. When buying a house, you need to meet the following conditions:

1, local one-year tax payment certificate or social security payment certificate, local income certificate (two to three times the monthly payment) and other ID cards, marriage certificates and household registration books;

2. A natural person who has reached the age of 18 and has full capacity for civil conduct. When the loan expires, the age of men is not over 60 and the age of women is not over 55. Have a stable and legitimate occupation and income source, and have the ability to repay the principal and interest;

3. Information required for individuals to buy a house: the household registration book, ID card and copy of the borrower's husband and wife. The purchase contract or agreement signed with the sales unit. Proof and copy of the borrower's down payment deposit. Application form for individual housing loan (format provided by the bank);

4. Stable economic income, good credit record, ability to repay the loan principal and interest, and provide authentic income proof documents;

5. The sum of the loan application period plus the existing age is no more than 60 years old;

6. If there are co-owners of the mortgaged property, one of them must be identified as the main applicant for the loan, and the main applicant must meet the above conditions;

7. The sum of the service life of the mortgaged property and the mortgage life is generally not more than 30 years;

8. The borrower signs a house sales contract with the seller and pays a down payment of not less than 30% of the market price. Other conditions stipulated by the bank.

To sum up, the policy will change with the change of the situation. Please refer to the actual policy when buying a house.

Legal basis:

Notice of the Ministry of Housing and Urban-Rural Development on Further Improving the Regulation of the Real Estate Market

Article 6

In principle, the purchase of 1 apartment is limited to local registered households who already own 1 apartment and non-local registered households who can provide local tax payment certificates or social insurance payment certificates for a certain number of years;

For local registered households with two or more houses, non-local registered households with/kloc-0 houses, and non-local registered households that cannot provide local tax payment certificates or social insurance payment certificates for a certain number of years, it is necessary to suspend the sale of houses within their administrative areas.