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What should I do if I change my company's social security?
1, the endowment insurance can be interrupted, and finally calculated according to the accumulated years; When handling the transfer formalities, the transfer form shall be received from the original unit and handed over to the new unit for further payment;
2, although unemployment insurance must be paid, but the interruption does not affect, only registered unemployed people can apply for unemployment benefits;
3. The medical insurance will be invalid if it is interrupted for more than three months, and it needs to be re-insured in a new unit; Medical insurance has a personal account, and outpatient expenses can be withdrawn at any time;
4. The provident fund is paid by both units and individuals, and deposited into the provident fund account every month, which can be withdrawn once a year for the purchase or maintenance of houses; When transferring the provident fund, it is necessary to let the old unit transfer the funds to the new account after the new unit opens an account.
Basic concepts of social security:
1, social security is called social insurance, which is a social security system established by the state to reduce the economic burden of social members in the aspects of old age, illness and unemployment.
2. Social security includes five categories: endowment insurance, medical insurance, industrial injury insurance, unemployment insurance and maternity insurance;
3. Social security is paid by the government, employers and individuals, aiming at providing basic living security for the insured;
4. Social security is mandatory, that is, employers and individuals must participate in social insurance according to law and pay social insurance premiums in full and on time;
5, the management and operation of social security is usually the responsibility of the government's social insurance administrative department, and the specific operation is the responsibility of the social insurance agency.
To sum up, when changing companies, social security benefits include the transfer of accumulated years of old-age insurance, unemployment insurance interruption will not affect the application, medical insurance interruption for more than three months needs to be re-insured, and the transfer of provident fund needs the cooperation of new and old units to ensure that personal rights and interests are not affected and smoothly transition to a new working environment.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 4
Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.
People's Republic of China (PRC) labor contract law
Article 49
Cross-regional transfer and connection of social insurance relations The state takes measures to establish and improve the system of cross-regional transfer and connection of social insurance relations for workers.
Article 50
The employing unit shall issue a certificate of dissolution or termination of the labor contract at the time of dissolution or termination, and go through the formalities for the transfer of files and social insurance relations for the workers within 15 days. Laborers shall handle the work handover according to the agreement of both parties. If the employing unit should pay economic compensation to the workers in accordance with the relevant provisions of this law, it should pay it when the work handover is completed. The employing unit shall keep the text of the dissolved or terminated labor contract for at least two years for future reference.
People's Republic of China (PRC) social insurance law
Article 32
If an individual is employed across the overall planning area, his basic medical insurance relationship will be transferred accordingly, and the payment period will be calculated cumulatively.
Article 58
The employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay. Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration. The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.
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