What is the occupational pension?

Occupational pension inquiry methods are as follows:

1, directly ask the unit financial personnel;

2, Alipay platform for query. In Henan Province, for example, in the Alipay platform, search for the Yu Affairs Office, click on the social security query, and then click on the occupational pension personal account query, you can see the occupational pension of the individual contributions, unit contributions, the amount of the account.

Occupational pension is a supplemental pension insurance system established for institutions and their staff on the basis of their participation in the basic pension insurance. Occupational pensions in China are neither social nor commercial insurance, but a unit welfare system, a security system established by institutions and their employees based on their own economic situation, with institutions and their employees bearing all the risks arising from the implementation of the occupational pension plan.

Occupational pensions are divided into pay-as-you-go, fund-accumulation, and partial-accumulation according to the way the funds are raised. Public employees' pension insurance is generally implemented in the pay-as-you-go type, enterprise employees' pension insurance is mainly implemented in the full accumulation of funds, and some countries implement the partial accumulation type. According to the organization and management of occupational pensions, there are trust management type represented by the United Kingdom and the United States; there are insurance companies managed according to the contract of the company type; there are traditional enterprise internal management type represented by Germany, and so on.