Payment period of medical insurance in Qingdao, Shandong Province

If the payment period of medical insurance in Qingdao, Shandong Province is 25 years for men and 20 years for women, they will no longer pay the basic medical insurance premium after retirement and enjoy the social medical insurance benefits for employees in accordance with the regulations.

Benefits of medical insurance:

1. If the insured reaches the statutory retirement age and the accumulated payment period reaches the number of years stipulated by the state, they can no longer pay the basic medical insurance fee and enjoy the basic medical insurance benefits after retirement. In other words, the payment period is the basis of whether you can always enjoy the basic medical insurance benefits for free after retirement.

2. It is beneficial to improve labor productivity and promote the development of production. Medical insurance is the inevitable result of social progress and production development. Conversely, the establishment and improvement of medical insurance system will further promote social progress and production development.

3. Adjust the income gap and reflect social equity. Medical insurance is an important means for the government to adjust the income difference and redistribute income by collecting medical insurance premiums and paying medical insurance service fees.

An important guarantee for maintaining social stability. Medical insurance provides economic assistance to sick workers, which helps to eliminate the social instability caused by the four diseases and is an important social mechanism to adjust social relations and social contradictions.

5, an important means to promote the progress of social civilization. The social system of medical insurance and social mutual assistance reflects the new social relationship of "one party in trouble and all parties support" by sharing the risk of disease costs among the insured, which is conducive to promoting social civilization and progress.

The role of medical insurance:

1 is conducive to improving labor productivity and promoting the development of production.

2. Adjust income differences and reflect social equity. Medical insurance is an important means for the government to adjust the income difference and redistribute income by collecting medical insurance premiums and paying medical insurance service fees.

3. An important guarantee for maintaining social stability. Medical insurance helps sick workers economically, helps to eliminate social instability caused by diseases, and is an important social mechanism to adjust social relations and social contradictions.

4. An important means to promote social civilization and progress.

To sum up, according to the national policy, for special groups, such as martyrs and entitled groups, the payment period may be different, so you can consult the local social security department according to the specific situation. In short, the payment period of medical insurance in Qingdao, Shandong Province is determined according to the standards set by the state. Individuals need to make reasonable arrangements for payment according to their own conditions in order to enjoy the corresponding medical insurance benefits when they reach the statutory retirement age.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 23

Employees should participate in the basic medical insurance for employees, and employers and employees should jointly pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.