How about paying half of social security and not paying it?

Potential impacts such as damage to social security rights, payment of overdue fees and late fees, and influence on the qualification of buying a house and a car.

First, the rights and interests of social security are damaged.

The years of social security payment are closely related to individual social security rights and interests. For example, the level of pension insurance benefits is often linked to the individual's payment period. The longer the payment period, the higher the pension benefits. If you stop paying social security halfway, it will lead to a reduction in the payment period and further affect the future pension benefits. In addition, medical insurance and unemployment insurance will also be affected by the interruption of payment, which may lead to individuals not enjoying the corresponding protection when needed.

Second, overdue fees and late fees

If an individual decides to re-enroll after the interruption of social security contributions, he usually needs to pay the social security fees during the interruption. According to the length of interruption and local policies and regulations, the reimbursement expenses may be different. In addition, some areas will also charge a certain amount of late fees for overdue payment, which will increase the personal economic burden.

Third, affect the purchase, subscription and other qualifications.

In some cities, the number of years an individual pays social security is linked to the qualification of buying a house and a car. If the social security payment is interrupted, it may affect the personal rights and interests in these areas. For example, some cities require non-local residents to pay social security for a certain number of years, and the interruption of payment may lead to the loss of eligibility for buying a house.

Four. Other potential impacts

In addition to the above direct effects, the interruption of social security payment may also have a potential impact on personal credit records and loan applications. Some financial institutions will consider the applicant's social security payment when approving loans. Interrupting payment may reduce the applicant's credit rating, thus affecting the success rate of loan application.

To sum up:

Failure to pay half of the social security will have many impacts on the individual's social security rights and interests, including potential impacts such as damage to social security rights and interests, overdue fees and late fees, and the impact on the eligibility to buy a house and a car. Therefore, it is suggested that individuals should try to maintain continuity when paying social security, so as to avoid affecting their social security rights and livelihood security due to the interruption of payment.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 16 stipulates:

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

Article 27 provides that:

Individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state if they reach the statutory retirement age and the accumulated payment has reached the fixed number of years stipulated by the state; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.