Can Hangzhou only pay medical insurance but not social security?

You can't pay medical insurance alone. If the enterprise pays social security, all five insurances need to be paid together, including endowment insurance, medical insurance, work injury insurance, unemployment insurance and maternity insurance. If individuals pay social security, they can only pay endowment insurance and medical insurance, which is bound. You can't just pay one of them.

Buy medical insurance for urban workers and endowment insurance for urban workers, not just one of them. According to China's relevant regulations, employers must buy "five insurances" for employees, including basic medical insurance, basic old-age insurance, maternity insurance, industrial injury insurance and unemployment insurance. These five kinds of insurance are bundled, and employers can't buy any of them for employees.

If you participate in employee social security as a flexible employee, in this case, you can't just pay medical insurance but not pension, because the two are also tied together.

However, if you buy medical insurance and endowment insurance for urban and rural residents, you can buy them separately, because endowment insurance for urban and rural residents and medical insurance for urban and rural residents are not tied together.

Medical insurance generally refers to basic medical insurance, which is a social insurance system established to compensate workers for economic losses caused by disease risks. The medical insurance fund is established through the contributions of employers and individuals. After the insured person has medical expenses, the medical insurance institution will give certain economic compensation. The establishment and implementation of the basic medical insurance system has gathered the economic strength of units and social members. With the government's funding, sick social members can get necessary material help from the society, reduce the burden of medical expenses, and prevent sick social members from "poverty due to illness".

Medical insurance has the basic characteristics of social insurance, such as compulsion, mutual assistance and sociality. The medical insurance system is usually legislated and enforced by the state, and a fund system is established. The expenses are paid jointly by the employer and the individual, and the medical insurance premium is paid by the medical insurance institution to solve the medical risks caused by the illness or injury of the employees.

legal ground

People's Republic of China (PRC) Social Insurance Law (revised on 20 18)

Twenty-third employees should participate in the basic medical insurance for employees, and the employer and employees should jointly pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Tenth employees should participate in the basic old-age insurance, the basic old-age insurance premiums paid by the employer and employees.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.

The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.

Article 60 The employing unit shall declare on its own and pay social insurance premiums in full and on time. Except for legal reasons such as force majeure, the payment shall not be postponed or reduced. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis.

Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.