Job Recruitment Website - Social security inquiry - When did you start to pay the old-age insurance from 65438 to 0992?
When did you start to pay the old-age insurance from 65438 to 0992?
Old-age insurance, the full name of social basic old-age insurance, is a social insurance system established by the state and society in accordance with certain laws and regulations to solve the basic life of workers who reach the working age limit stipulated by the state and terminate their labor obligations or quit their jobs because of old age.
Endowment insurance is an important part of social security system and one of the five most important social insurances. The purpose of endowment insurance is to protect the basic needs of the elderly and provide them with a stable and reliable source of life.
The deemed payment period refers to the time calculated as continuous service according to national regulations before the implementation of the basic old-age insurance premium system jointly paid by enterprises and employees, which can be regarded as "deemed payment period" and can be combined with the actual "payment period" to calculate and pay the old-age insurance benefits. In addition, after the formal employees of government agencies and institutions are transferred to enterprises, they should participate in the basic old-age insurance for enterprise employees, and their original working years are regarded as payment years; Demobilized veterans and educated young people in cities and towns who go to the countryside are recruited as contract workers and participate in basic old-age insurance, and their length of military service and rural areas are calculated as continuous length of service according to state regulations.
At the same time, only when the insured person meets the following two conditions at the same time, that is, he has reached the retirement conditions stipulated by the state and gone through the relevant formalities, and the accumulated payment period of the basic old-age insurance premium has reached 15 years, and after being approved by the administrative department of labor and social security, he can receive the basic pension and funeral subsidy on a monthly basis from the next month. The basic old-age insurance premium is paid jointly by the enterprise and the insured person according to different payment ratios.
Endowment insurance is based on the living security of the elderly, and an insurance fund is established through redistribution or savings to pay the living expenses of the elderly. Its implementation has the following functions:
1. is conducive to ensuring the reproduction of labor. Through the establishment of the old-age insurance system, it is beneficial to the normal intergenerational replacement of labor force, the retirement of the elderly, the smooth employment of new labor force and the rationalization of employment structure;
2. Conducive to social security and stability. Endowment insurance provides basic living security for the elderly and makes them feel safe;
3. It is conducive to promoting economic development. The pension insurance system designed by many countries links fairness with efficiency, especially the partial accumulation and complete accumulation pension fund raising model.
legal ground
People's Republic of China (PRC) social insurance law
Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have accumulated contributions for fifteen years when they reach the statutory retirement age.
Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.
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