The difference between the lower limit of social security and the first upper limit

The payment base and proportion are different.

1, the lower limit refers to determining the payment base according to 60% of the local minimum wage, and the payment ratio is 8.2%.

2. 60% of the average monthly salary of employees in the first year or above is the base, and the payment ratio is 8.2%.

Social security payment is divided into four grades: the lowest grade (40%), the first grade (60%), the second grade (80%) and the third grade (100%). The first file is paid according to 60% of the average wage payment base of last year, and the second file is paid according to 80% of the average wage payment base of last year. The higher the grade, the more you get, and the amount of money you get is also related to the number of years you pay social security. Introduction of social security payment grades The monthly social security payment standard of the insured is divided into four grades: the lowest grade (40%), the first grade (60%), the second grade (80%) and the third grade (100%). Refers to the payment base of the average wage of social workers in the previous year. For example, the average salary of social workers last year was 3000 yuan. If you choose 80%, you will have to pay 8% if you are an enterprise employee, which means 192 yuan. The higher the level, the more you get, which means the more you pay, the more you get. Of course, the amount of money you get is also related to the number of years you pay social security. The minimum (40%) pension payment consists of pension, basic medical care+mutual serious illness (8.5%+ 1%) and maternity insurance. The monthly payment is ***548.57 yuan, and the monthly payment for the first gear (60%) is 692.37 yuan. The second installment (80%) is 835.97 yuan per month. The monthly payment for the third gear (100%) is 979.77 yuan.

The difference between individual payment and unit payment

1, the first grade of medical insurance

The proportion of primary medical insurance payment is 8.2% (base+land supplement), of which the unit payment is 6.2% and the individual payment is 2%.

The payment base is the total wages of employees last month, with the highest being 3 times of the average monthly wages of employees in the city last year and the lowest being 60% of the average monthly wages of employees last year.

2. Secondary medical insurance

The second payment base of medical insurance is the average monthly salary of employees in the whole city in the previous year, and the payment ratio is 0.8% (basis+land compensation fee), of which 0.6% is for units and 0.2% is for individuals.

Among them, the basic medical expenses and local supplementary medical expenses incurred by the first-class insured or the second-class insured in hospital shall be paid 95% or 90% according to the regulations.

3, medical insurance third gear

The payment base of the third grade medical insurance is the average monthly salary of employees in the whole city in the previous year, and the payment ratio is 0.55% (basis+land supplement), of which 0.45% is for the unit and 0. 1% for the individual.

To sum up, it is Bian Xiao's relevant answer about the difference between the lower limit of social security and the first one, hoping to help you.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 58 An employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay. Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration. The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.

Article 59 People's governments at or above the county level shall strengthen the collection of social insurance premiums. Social insurance premiums shall be uniformly collected, and the implementation steps and specific measures shall be stipulated by the State Council.

Article 60 The employing unit shall declare on its own and pay social insurance premiums in full and on time. Except for legal reasons such as force majeure, the payment shall not be postponed or reduced. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis. Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.

Sixty-first social insurance fee collection agencies shall collect social insurance premiums in full and on time according to law, and regularly inform employers and individuals of the payment situation.