Personal social security payment standard table

1. Old-age insurance: China adopts the principle of "pay more and get more" for old-age insurance. Individuals can choose the payment grade according to their own economic conditions. The more they pay, the more pension they can get after retirement.

Available grades are: 1)60% grade 5932.8 yuan/year; 2)80% grade 79 10.4 yuan/year; 3) 100% grade 9888. 12 yuan/year; 4) 1 10% grade 10876.92 yuan/year; 5) 120% grade 1 1865.72 yuan/year.

2. Medical insurance: Medical insurance is mainly used to reimburse medical expenses, and the payment amount has nothing to do with the reimbursement ratio. Individuals can only pay according to local medical insurance policies.

The available grades are: 1) The first grade payment: the medical insurance payment in most areas is 180 yuan/year, and the medical insurance payment in some developed areas is 2 10 yuan/year; 2) Payment: 450 yuan per person per year.

So which file of personal social security is the most cost-effective? Bian Xiao believes that it should be considered from the personal economic situation. For those with better economic conditions, you can try to choose a higher payment grade, so that you can get a higher guarantee. For people with average economic conditions, try to choose a lower payment grade to avoid bringing too much economic pressure to themselves.

Legal basis: Article 10 of the Social Insurance Law, employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.

The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.

Article 23 of the Social Insurance Law, employees shall participate in the basic medical insurance for employees, and the employer and employees shall jointly pay the basic medical insurance premium in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Article 24 The state establishes and improves the new rural cooperative medical system.

Measures for the administration of the new rural cooperative medical system shall be formulated by the State Council.