Is medical insurance for college students the same as social security?

Legal analysis: the scope of application is different, depending on individual circumstances. Medical insurance for college students belongs to medical insurance for urban and rural residents. In addition to paying lower fees than other types of medical insurance, it also has the following unique characteristics:

1. Insured object: Medical insurance for college students, as the name implies, is medical insurance that only college students can buy.

2. Purchase method: Students must purchase medical insurance for college students by the school. Generally speaking, the university will uniformly notify the purchase of college students' medical insurance at the beginning of the semester, and students must go through the admission level formalities according to the school channels in order to enjoy the corresponding treatment according to their status.

3. Location of medical treatment: Other types of medical insurance participants can be reimbursed for medical treatment in designated hospitals and pharmacies. College students can enjoy medical insurance benefits not only in designated hospitals, but also in university outpatient departments. However, school outpatient departments are generally treated for minor illnesses, and if they are seriously ill, they still have to go to other hospitals.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Twenty-ninth medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by the social insurance agency, medical institutions and pharmaceutical business units. The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.

Twenty-sixth basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.