How to buy medical insurance

There are several ways to buy health insurance:

1, if you are an urban resident, you need to bring your ID card, the original hukou as well as a copy of the hukou, and a one-inch color photo to the hukou jurisdiction of the community committee or social security office to register to pay the fee to buy.

2, if you are a rural household, then the purchase of the new rural medical insurance, directly to the village committee to pay the registration fee, and even many villages are collectively funded by the village to pay the fee.

3, if you are buying commercial medical insurance, then bring your ID card, hukou, one-inch photo, to the commercial insurance company, may also let you open a card in a bank.

4. If you are an employee, the employer will handle the employee health insurance directly, and the employee only needs to provide relevant documents as required.

Individuals who participate in the basic medical insurance for employees, and who have accumulated contributions for a period of years prescribed by the state when they reach the legal retirement age, will no longer have to pay the basic medical insurance premiums after their retirement, and will be entitled to the basic medical insurance benefits in accordance with the state regulations; and those who have not yet reached the prescribed period of years can contribute until the prescribed period of years. Medical expenses in line with the basic medical insurance drug catalog, diagnostic and therapeutic items, standards of medical service facilities, as well as emergency and rescue, shall be paid from the basic medical insurance fund in accordance with national regulations.