How to pay medical insurance after leaving the company?

Medical insurance can be renewed when it stops. If the medical insurance is terminated due to resignation, the individual can renew the medical insurance as a "flexible employee". If a new job is found within 3 months after the suspension of medical insurance, the new unit will continue to pay medical insurance for individuals.

After the resignation of the unit, the payment methods of social security and medical insurance are as follows:

1. Endowment insurance. There is a personal account, and the ID number is the account number. After resigning, you can personally pay:

(1) Go to the local employment service center to register for unemployment first. It is necessary to provide relevant certificates of termination of the contract and a copy of the ID card, fill in the registration form and apply for unemployment benefits as required, and apply for a re-employment concession card and enjoy relevant preferential policies;

(2) Provide unemployment certificate, re-employment concession card, ID card and certificate of time limit for participating in medical insurance issued by the unit, and go through the medical insurance enrollment procedures at the medical insurance center;

(3) The unpaid expenses during unemployment must be handled at the individual payment window of the social security center under the jurisdiction of the local labor and social security department. Provide old-age insurance handbook, old-age insurance personal account registration card, old-age insurance personal household stamp form, unemployment certificate, re-employment concession card and other related procedures to go through the renewal procedures in the name of self-employed;

2. If you are looking for a job in a foreign country, you can go through the insurance transfer procedures and go to a new employment area;

3, medical insurance, but also personal accounts, after leaving the job, the treatment is basically the same as pension insurance. The money in personal accounts can continue to be used locally, but it cannot be transferred for the time being, and the state has introduced relevant transfer methods;

4. Work injury insurance, unemployment insurance and maternity insurance all have no personal accounts, and the insurance will be automatically lifted after resignation. However, as long as the unemployment insurance has been paid for one year and it is not caused by personal reasons, you can receive unemployment insurance benefits;

5, housing provident fund, there are personal accounts, the fees paid by enterprises and individuals form the total amount of personal accounts, just like the bank's zero deposit and lump sum withdrawal for all ownership individuals. After resigning, I just stopped saving money, but the money in my account is still yours. As long as it meets the conditions for withdrawal of the provident fund, it can be withdrawn at any time, and it can be renewed in the future and will never expire.

If the medical insurance is cut off, there will be the following consequences:

1. Medical insurance cannot be reimbursed. If the medical insurance payment is interrupted, the medical insurance will no longer be reimbursed from the second month, that is, the treatment paid by the medical insurance pooling fund cannot be enjoyed.

2. Pay medical insurance. If the employer fails to participate in the medical insurance for employees on time, it can make up the payment, but the payment time of medical insurance shall not exceed 2 years. The fixed number of years after payment can be calculated together, but the medical expenses incurred before payment are borne by the employer, and the new medical expenses incurred after payment are paid by the medical insurance fund.

3. Serious diseases that affect outpatient treatment. The basic medical expenses and local supplementary medical expenses incurred in the course of treatment can be reimbursed, but the reimbursement ratio is related to the continuous enrollment time. If you spend 20,000 yuan on these two expenses when you are sick, and you have been insured for more than 36 months, and the reimbursement rate is 90%, then you can reimburse 1. However, if it is cut off one day, the payment period will be cleared, and the reimbursement ratio will become 60%, and only 1 can be reimbursed. 20 thousand, 6000 more.

I hope the above content can help you. Please consult a professional lawyer if you have any other questions.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Twenty-third employees should participate in the basic medical insurance for employees, and the employer and employees should jointly pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Article 24 The state establishes and improves the new rural cooperative medical system. Measures for the administration of the new rural cooperative medical system shall be formulated by the State Council.

Article 25 The state establishes and improves the basic medical insurance system for urban residents. The basic medical insurance for urban residents combines individual contributions with government subsidies. People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.

Twenty-sixth basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.