Do I have to pay for the medical insurance card when I run out of money?

Whether the medical insurance card runs out of money for self-funded medical treatment depends on the following situations:

1. If the parties need to pay medical expenses, they need to pay for them in full;

2. If the parties do not need to pay the medical expenses immediately, they can wait until the medical insurance amount arrives next month.

3. Except for those medical expenses that are not covered by the basic medical insurance reimbursement, as long as the insured pays the social insurance premium normally, the Social Security Bureau will put a sum of money into the medical insurance card every month according to the payment ratio.

Medical insurance reimbursement conditions are as follows:

1, participation status: reimbursement for medical insurance in different places is only applicable to those who participate in medical insurance systems such as urban workers' basic medical insurance, urban and rural residents' basic medical insurance and new rural cooperative medical care;

2. Payment record: when applying for reimbursement in different places, the applicant must have paid the medical insurance fee and meet the requirements of payment time and standard;

3. Reimbursement scope: policies such as reimbursement scope and reimbursement ratio of medical insurance in different places shall be subject to the relevant policies and regulations of the insured place. It should be noted that medical insurance reimbursement policies may be different in different regions, and applicants need to handle them according to local policies and regulations;

4. Hospital selection: When seeking medical treatment in different places, the applicant must choose a designated medical institution for medical insurance, otherwise he will not be able to enjoy medical insurance reimbursement;

5. Reimbursement application materials: Applicants need to prepare complete reimbursement application materials, including medical bills, expense lists, medical treatment certificates in different places, and reimbursement application forms.

To sum up, different regions may have different medical insurance payment regulations and standards, and the specific details shall be subject to the regulations of local social security agencies. In addition, in daily work, we should pay medical insurance fees in time to avoid affecting our medical security rights and interests because of missing payment.

Legal basis:

Article 23 of People's Republic of China (PRC) Social Insurance Law

Employees should participate in the basic medical insurance for employees, and employers and employees should jointly pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.