Is it necessary to apply for social security card?

It is very necessary for individuals to apply for social security cards, because the role of social security cards is very great.

Social security card has now realized the function of "one card", which can bring great convenience to the cardholder's life. The social security card is the identity certificate of an individual to participate in social security, and can handle social security services such as insurance registration, payment declaration and treatment qualification certification. Cardholders can also use social security cards to inquire about their basic information and various social insurance information, and they can also use cards to register for medical treatment and settle medical expenses.

First, how do individuals apply for social security cards

It is relatively simple for individuals to apply for social security cards. As long as they participate in social security, they can apply for social security cards.

When individuals participate in social security, they will generally apply for social security cards at the same time, and the social security agency will give the insured a personal card receipt. After completing the social insurance procedures, an individual can get a social security card from the social security agency with his ID card and personal card receipt.

In addition, the insured can also bring their ID cards and one-inch color photos to the four major banks nearby to apply for social security cards. Generally, individuals need to go to the bank to apply for a social security card.

Second, the main role of social security card:

1, which can be used as identification.

Social security card can be used as proof of identity to enjoy insurance registration, payment declaration and treatment qualification certification; You can check my basic information and various social insurance information; Card registration and medical expenses settlement.

2. Bank accounts receiving social security benefits

The financial account of social security card not only has the transfer function of medical insurance personal account of medical insurance account (only for those who can enjoy the treatment of medical insurance personal account), but also can be used to pay various social insurance premiums and serve as a bank account for receiving social security benefits such as pension, unemployment and work injury insurance.

3. You can handle social security business by yourself.

Social security self-service terminals are installed in the administrative service centers of towns and streets in all districts and some village administrative service centers. Citizens can hold the second-generation ID card or social security card to inquire about the participation situation and the distribution details of medical insurance accounts, and handle social security services such as printing insurance certificates themselves.

In addition, social security cards can also be used as debit cards, and banks can apply for reconciliation concessions. Some banks have also introduced preferential schemes such as annual fee exemption for social security cards and small account management fees.

3. How long does it take for an individual to apply for a social security card?

It usually takes three to six months for an individual to apply for a social security card, and there is no uniform legal provision for the specific time.

The time required for individuals to apply for social security cards mainly depends on the handling of local relevant departments and designated handling bank outlets. Although the process of applying for social security cards by individuals is very simple, the approval and production of social security cards are very troublesome and take some time to complete.

Under normal circumstances, you can get the social security card in 3-6 months. Individuals who apply for social security cards should get social security in time.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 58. The employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay. Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration. The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.