How to calculate the pension when the length of service and payment period are different?

How many years can the old-age insurance receive the basic pension? We often say that endowment insurance should be paid 15. Does that mean you don't have to hand it in as long as it is handed in on 15? Is the payment period of old-age insurance directly related to the amount of pension after retirement? Is the more you give, the more you get? Next, I will sort out the relevant issues of the payment period of employee pension insurance for everyone. What are the conditions for the insured to receive a pension? According to the Notice of the State Council Province on Implementing the Decision on Improving the Basic Old-age Insurance System for Enterprise Employees, the insured person can apply for receiving the basic old-age pension on a monthly basis if he meets one of the following conditions: 1, 1998, and then participate in the basic old-age insurance, reaching the retirement age stipulated by the state. Accumulated payment period (including deemed payment period) reaches1February 51June 30, 998, and reaches the retirement age stipulated by the state before June 30, 20 13. The cumulative payment period (including deemed payment period) reached 10 March,1June, 998. 12065438 will reach the retirement age stipulated by the state after July, and the cumulative payment period (including deemed payment period) will reach the retirement age stipulated by the state before April 30th, 15 and June 30th, 998. After July 1998, the insurance was returned. Can I get a pension after paying 15 years? The insured must have two conditions to receive the basic pension, one is to reach the national statutory retirement age, and the other is to reach the cumulative payment period of 15. If you don't reach the legal retirement age, you won't get the pension after only paying 15 years, but you can still pay the old-age insurance premium on schedule until you reach the retirement age. Endowment insurance is based on the principle of giving consideration to fairness and benefit, and equality of rights and obligations, and encourages overpayment and long-term payment. If the accumulated payment at retirement is 15 years, the proportion of the basic pension is 15%, and on this basis, the additional payment will be 1 percentage point every year, and the overpayment will not be capped.

Legal objectivity:

Calculation method of basic pension when retirement age and payment period accumulate to 15: the conditions for enterprise employees to enjoy basic old-age insurance include:1; Normal retirement conditions are: men over 60 years old, women workers (production and operation posts) over 50 years old, and women cadres (management and technical posts) over 55 years old; The payment period (including deemed payment period) is accumulated to 15 years. 2. Urban individual industrial and commercial households and flexible employees, who continue their old-age insurance relationship as urban individual industrial and commercial households and flexible employees after the labor relationship is dissolved according to law, enjoy the basic old-age insurance under the following conditions: men are 60 years old and women are 55 years old; The accumulated payment period exceeds 15 years. Enterprise employees, urban individual industrial and commercial households and flexible employees have fulfilled their payment obligations (referring to employers and individuals paying in full at the same time), which meets the above conditions for enjoying basic old-age insurance benefits. Enterprises engaged in endowment insurance business or authorized handling units shall declare according to the prescribed procedures, go through retirement and resignation procedures and enjoy basic endowment insurance benefits after being audited by social security institutions and approved by the administrative department of labor security. According to the "Implementation Measures on Improving the Basic Old-age Insurance System for Enterprise Employees" issued by the General Office of Gansu Provincial People's Government on July 23, 2006, the personnel who joined the work after establishing personal accounts (including the labor contract workers who joined the work after 1986 10 and were originally included in the local basic old-age insurance co-ordination unit), Retirement after 2006 10 and payment period (including deemed payment period, that is, monthly basic pension = (average monthly salary of employees in the whole province in the previous year+average monthly salary of employees themselves) ÷2× total payment period × 1%. In which: the average monthly salary of employees = the average monthly salary of employees in the whole province in the previous year when I retired × my average payment index. My average contribution wage index is the average of my contribution wage index over the years from the year when my personal account was established to the year when employees retired. The wage index of employees in the current year is the ratio of the wages of employees in the current year to the average wages of employees in the whole province in the previous year. The average monthly salary of employees in the province last year was implemented in July every year 1. All payment years, that is, the accumulated payment years of employees themselves (including deemed payment years), are calculated to the month. Monthly personal account pension = the amount of personal account storage when employees retire. The number of months is determined according to the average life expectancy of urban population, retirement age and interest when employees retire. The "Measures" stipulate that urban individual industrial and commercial households and flexible employees, who continue their pension insurance relationship as urban individual industrial and commercial households and flexible employees after dissolving their labor relations according to law, should go through retirement procedures if they reach the statutory retirement age and the cumulative payment period reaches 15 years. After retirement, according to the basic pension plan for enterprise employees, the benefits will be paid as usual. Those who participate in the social pooling of the basic old-age insurance for employees of urban enterprises in this city have reached the retirement age stipulated by the state, and the actual payment period (including deemed payment period, the same below) is over 15 years, and the basic pension is paid monthly. According to the latest pension calculation method, employees' retirement pension consists of two parts.