How much annual interest on the personal account of the pension

The crediting interest rate for basic pension insurance individual accounts for urban workers and basic pension insurance individual accounts for urban and rural residents is 2.75 percent. Pension insurance individual account all stored amount of interest accrued by the natural annual settlement. Individual account storage amount deposited for the whole year, according to the annual bookkeeping rate of interest calculated annual interest; not stored for the whole year, according to the actual storage of the number of months multiplied by one-twelfth of the annual bookkeeping rate of interest calculated interest. Individual account storage amount after the calculation of interest see points into the corner.2022 Social Security individual account bookkeeping interest rate has been in the 6% to 8% or more. Assuming that the pension insurance individual account booking rate is always maintained at 5% with the same rate of growth of the average social wage, if the age of 60 years old retirement individual account billing months is 139 months, the monthly individual account pension can be maintained at about 845 yuan.

A. What are the age conditions for applying for retirement pay:

1. Normal Retirement: Men aged 60 years, women cadres aged 55 years, women workers aged 50 years.

2, special types of early retirement: engaged in toxic and hazardous types of work for 8 years, underground, high and low temperature work for 9 years, high altitude, especially heavy physical labor work for 10 years, men reach 55 years of age, female cadres reach 50 years of age, female workers reach 45 years of age.

3. Early retirement due to illness or non-work-related disability: the provincial Labor Capacity Appraisal Committee to determine the total loss of working capacity, men reach the age of 50, women reach the age of 45.

4, policy early retirement: the state and the province have special provisions for early retirement, in accordance with the relevant provisions.

Two, the application for retirement pay for years of contributions (including deemed years of contributions, the same below) conditions.

1. Those who have contributed for 15 years can apply for monthly basic pension.

2. Those who have paid contributions for 10 years can apply for a monthly basic pension.

3. If the contribution period does not meet the conditions of points 1 and 2 above, you can apply for a lump-sum pension insurance treatment and end the pension insurance relationship; if you belong to the province's household registration, you can not apply for a lump-sum pension insurance treatment, and continue to make contributions with reference to the fee base and rate for individual industrial and commercial enterprises and flexibly employed persons, and continue to make contributions until you reach the condition of receiving the basic pension on a monthly basis

Legal basis:

Legal basis:

The State Council on the Interim Measures for the Retirement and Retirement of Workers Article 2 After the retirement of workers, the following standards for monthly retirement payments until their deaths: meet the conditions of Article 1 (a), (b), (c), and participated in the revolutionary work during the War of Resistance Against Japanese Aggression, according to the 90% of the standard salary of the person. For those who participated in the revolutionary work during the Liberation War, 80% of their standard salary shall be paid. For those who participated in revolutionary work after the founding of the People's Republic of China, 75% of their standard salary shall be paid to those who have 20 years of continuous service; 70% of their standard salary shall be paid to those who have 15 years of continuous service but less than 20 years of continuous service; and 60% of their standard salary shall be paid to those who have 10 years of continuous service but less than 15 years of continuous service. If the retirement payment is less than 25 yuan, it shall be paid at 25 yuan. If the conditions of Article 1(4) are met, and if the person needs assistance in eating and living, the amount shall be 90% of the person's standard wage, and a certain amount of nursing fee may be paid according to the actual situation, and the standard of nursing fee shall not exceed the wage of an ordinary worker; if the person does not need assistance in eating and living, the amount shall be 80% of the person's standard wage. If two or more retirement conditions are met at the same time, the highest standard shall be paid. If the retirement payment is less than 35 yuan, it shall be paid according to 35 yuan.