Second, can social security only be paid 1000 a year?

The second social security can be reported up to 1000 every year.

General outpatient service

First-class medical insurance

1. All specified reimbursement items can be reimbursed directly.

2. Others can be paid by the balance of the medical insurance account.

3. When the balance of the medical insurance account is insufficient, the individual pays.

4. If the amount of personal expenses exceeds the average salary of the previous year (20 19 standard: 5008.8) within one year, 70% can be reimbursed.

Note: individual payment must be paid continuously for one year; Over 70 years of age can be reimbursed 80%

Secondary and tertiary medical insurance

1. Reimbursement of designated drugs:

Class A: 80%; Category B: 60%

2, a single diagnosis and treatment and reimbursement of material costs 90% and within 120 yuan.

3. Maximum reimbursement within one year 1000 yuan.

In order to enable people with different incomes to enter the social security system, social security is divided into three levels. In the future, when you reach retirement age, you can have a minimum living guarantee. The first, second and third grade payment quotas are different, and the pension benefits and medical insurance benefits enjoyed in the future are also different. The first gear is the lowest and the third gear is the highest, so if economic conditions permit, the highest third gear will still be paid. The longer they pay, the higher their pension and the greater the proportion of medical insurance reimbursement.

The basic policy of social security in China is to pay more, and pay more for a long time. In recent years, China has been adjusting its pension. Paying social security is equivalent to zero deposit and lump sum withdrawal. The older you are, the higher your pension will be. Therefore, entering social security can be said to be a powerful guarantee for our future pension.

1, the social security gear is different, and the future pension gap is large.

With the change of the concept of providing for the aged, most people understand that it is better to buy social security by themselves. No one can be sure of a child's future career development. I think it is difficult for many people to determine whether they can rely on their children to support their old age. However, as long as social security is paid, a sense of security for the elderly will definitely be guaranteed, and the more you pay, the higher the pension and medical reimbursement will be. We can see from many pensioners around us that this is more advantageous and more secure than putting money in the bank. Pay the highest level of social security, there will be higher pension and higher medical reimbursement in the future, and bank deposits can't escape inflation every year. Then the more you pay, the longer it takes, the higher your pension and the higher your quality of life, which is not only more reliable than bank deposits, but also more secure than raising a son.

2. Try to make everyone join the social security system.

Social security is divided into three grades, mainly considering the problem of some low-income people paying social security. Some people are really old and have no skills, so their income is naturally low, but they also need to provide for the elderly. When they are old and have no ability to make money, how can they support the elderly? Therefore, the pension policy formulated by the state is to let these low-income families pay social security and enjoy pension benefits and medical insurance benefits in the future, so that social security can be divided into several grades. The minimum payment of social security is relatively low, and the pension they will get in the future is also relatively low, but it is a stable income. With the constant adjustment of pension, it can also be reimbursed in proportion, which is a considerable guarantee for ordinary people. And there is no contradiction between paying social security and bank deposits. If you can not only pay more social security, but also have savings, then in the future, you can not only enjoy a fixed pension, but also have savings. Isn't this a better way to manage money? So from this perspective, social security classification is very fair to everyone. Paying social security may not make you live a rich life, but at least it can make everyone live a well-fed retirement life.

3. Differences between social security files.

What are the specific differences between several gears of social security? First of all, the amount of social security payment is 60% of the average social wage last year, 80% of the average social wage last year, and the third gear 100%. The difference between each gear is actually not much, which is about 100 yuan. Therefore, it is better to pay a higher social security fee as far as possible, because medical insurance and social security are paid together. Those who pay the first social security can seek medical treatment in any designated medical institution in this city, and the second social security outpatient service is bound to the social rehabilitation center, and they are hospitalized in any designated medical institution in this city, and their serious illness is in the prescribed medical institution. The third-level social security outpatient service is bound to the social health center, and the serious illness of hospitalization and outpatient service is treated in the prescribed medical institutions. Hospitalization reimbursement is also different. The first social security file can reimburse 95% or more of the deductible, while the second and third files are not only divided into hospital grades, but also reimbursed according to the percentage of expenses. From these two points, we can see the huge differences between each file, and these differences determine the quality of old-age life.