How many years does social medical insurance pay?

1. How many years should I pay social medical insurance?

1. Social medical insurance will be paid for 25 or 20 years, 25 years for men and 20 years for women. When the insured reaches the age of 60 for men and 55 for women, the cumulative period of paying the basic medical insurance premium shall be no less than 25 years for men and no less than 20 years for women. The actual years of paying the basic medical insurance premium must be no less than 15 years before you can enjoy the medical insurance benefits for retirees.

2. Legal basis: Article 27 of People's Republic of China (PRC) Social Insurance Law.

Individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state if they reach the statutory retirement age and the accumulated payment has reached the fixed number of years stipulated by the state; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.

Second, is social medical insurance social security?

1. Social medical insurance is a part of social security, including endowment insurance, medical insurance, industrial injury insurance, unemployment insurance and maternity insurance. The social medical insurance agency shall establish a personal account of basic medical insurance for each insured person, and take my ID number as the lifelong medical insurance number. The funds in the employee's personal account of basic medical insurance are owned by individuals and used for medical consumption. Overexpenditure is not covered, balance is accumulated, and cash is not withdrawn. When an employee dies, his personal account is cancelled and the balance is inherited according to regulations.

2. The employing unit shall handle personal medical account settlement cards for employees while participating in the basic medical insurance. Within 30 days from the date of participating in medical insurance, the employer shall apply to the social medical insurance agency and provide relevant information. After receiving the application from the employer to establish a household for employees, the social medical insurance agency will carefully review the relevant materials, establish a personal account for employees within 15 days, and issue a personal account settlement card. Inject funds into the employee's personal medical account in time, and bear interest according to relevant regulations. Retirees placed in different places may not issue cards temporarily.