What is the impact of Shenzhen social security suspension for more than 3 months?

It doesn't matter much, because when you retire, as long as you meet the minimum payment period (15 years), the accumulated payment period of old-age insurance is enough. Impact of medical insurance withholding: you can't enjoy medical insurance treatment in the next month after withholding, and you can only seek medical treatment at your own expense. If the payment is suspended for more than 3 months, the continuous payment time will be cleared and it is necessary to start accumulation again. In addition, the premium for purchasing commercial medical insurance may rise. Influence of maternity insurance and industrial injury insurance: you can't enjoy it in the next month after the payment is cut off. Even if you continue to hand it in this month, you can enjoy it next month. At the same time, if it is not a household registration in Shenzhen, it will also affect buying a house, buying a car and getting points into the household.

After the social security payment in Shenzhen was cut off, the accumulated payment years of pension and medical insurance were not cleared, and the personal account was not cleared. The cumulative payment period of work-related injuries, unemployment and maternity will not be cleared.

First, the medical insurance will not be cleared for three months. After three months, the medical insurance recalculated the payment period. Within one medical insurance payment year, the social insurance payment will be stopped for 3 months, and the medical insurance payment period will be cleared and recalculated. After the personal account balance is paid, it will be activated and can continue to be used, that is, the amount of medical insurance paid by individuals is not cleared.

Two, the medical insurance payment is interrupted for 3 months, and its continuous insurance period is recalculated. The medical insurance zeroing is aimed at zeroing the insured's payment period rather than the individual account, and the amount transferred to the individual account will not be zeroed every month (the medical insurance account of flexible employees without personal accounts is originally zero).

Third, due to the failure to go through the formalities of stopping insurance in time, after the insured person stops paying, the social security department will ask him to pay the late payment fee, but will not clear the funds and payment period in his personal account.

Four, because of job changes and other reasons to stop the insurance, you can go to the local tax authorities to stop the insurance procedures, and then renew the insurance. For example, if you are employed in different places, you can go to agencies at all levels to handle the transfer of pension insurance relations. If the insured person stops paying but fails to go through the formalities of stopping insurance, there will be a reminder of his arrears on the system.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 57 An employing unit shall, within 30 days from the date of its establishment, apply to the local social insurance agency for social insurance registration with its business license, registration certificate or unit seal. The social insurance agency shall, within fifteen days from the date of receiving the application, examine and issue the social insurance registration certificate. Where the social insurance registration items of the employing unit are changed or the employing unit is terminated according to law, it shall, within 30 days from the date of change or termination, go to the social insurance agency to handle the change or cancellation of social insurance registration. The market supervision and management department, the civil affairs department and the organization management organ shall promptly inform the social insurance agency of the establishment and termination of the employing unit, and the public security organ shall promptly inform the social insurance agency of the birth, death, household registration, migration and cancellation of the individual.

Article 58 An employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay. Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration. The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.

Article 59 People's governments at or above the county level shall strengthen the collection of social insurance premiums. Social insurance premiums shall be uniformly collected, and the implementation steps and specific measures shall be stipulated by the State Council.

Article 60 The employing unit shall declare on its own and pay social insurance premiums in full and on time. Except for legal reasons such as force majeure, the payment shall not be postponed or reduced. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis. Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.

Sixty-first social insurance fee collection agencies shall collect social insurance premiums in full and on time according to law, and regularly inform employers and individuals of the payment situation.

Article 62 If the employer fails to declare the amount of social insurance premiums that should be paid according to the regulations, the amount that should be paid shall be determined according to 1 10% of the amount paid by the employer last month; After the payment unit completes the declaration procedures, the social insurance fee collection agency shall make settlement in accordance with the provisions.

Article 63 If an employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay or make up within a time limit.