What's the difference between social security and five insurances? Can I buy social security if I have a serious illness? Do you need other procedures to buy social security?

Whether major diseases are included in social security will vary according to the unit where everyone works. But in general, the major diseases in social security do not meet the standards of major diseases in our daily life. As we all know, the cost of treatment for serious diseases ranges from hundreds of thousands to hundreds of thousands or even millions. Major diseases in social security are a kind of medical auxiliary project, not just insurance to protect major diseases. It mainly means that patients can enjoy Medicaid for major diseases when the medical expenses that meet the reimbursement exceed a certain standard and there are major diseases in their social security.

As a separate item in social security, you can't enjoy the money you pay for social security. It also depends on whether the company has applied for this project and whether the insurance needs to pay extra diplomatic fees.

It can be seen that it is still very different from the critical illness insurance in commercial insurance, and social security has certain reimbursement restrictions. There are many expenses that need to be paid by oneself within the scope of drug list, which are not covered by social security reimbursement.

If you are unfortunate enough to suffer from major diseases, it is difficult to maintain the huge treatment costs by relying on the characteristics of wide coverage and low security. Therefore, consumers need to purchase commercial critical illness insurance as a powerful supplement under the premise of social security. In this way, when you are unfortunately out of danger, you can treat the disease with peace of mind, without worries and huge economic pressure.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.