Pension insurance years can be accrued

Pension insurance years can be cumulative, the details are as follows:

1, the general social security at 18 years of age or older can start to buy, the cumulative total of 15 consecutive years and reach the legal retirement age, you can receive a certain amount of pension in accordance with the law; payment of more than 15 years can be higher than the number of years. The longer you pay for pension insurance before you retire, the more you can receive after retirement;

2. It is generally recommended that after 15 years of payment, if you have not yet reached the age of retirement, you can continue to make payments as long as your financial situation allows, so that you can receive more money after retirement. If a man reaches the age of 60 and a woman reaches the age of 55 and has not yet completed 15 years of pension insurance contributions, you can choose to make a one-time payment to make up for the arrears of pension insurance premiums.

Social security should be paid:

1, in the social security contains five kinds of insurance, so different types of insurance corresponding to the number of years of contributions is not the same. In the social security of maternity insurance, unemployment insurance and workers' compensation insurance is not required, basically as long as you can always pay, then you can always enjoy the protection, so there is no need to pay how many years to pay the argument;

2, for the pension insurance, you need to pay a minimum of 15 years, and only in this way to be able to enjoy the pension in the future after the retirement. Of course, medical insurance is also a requirement for the number of years of contributions, for women to pay 20 years before retirement, and men to pay 25 years before retirement, you can enjoy the treatment of lifelong medical insurance.

Legal basis: Article 10 of the Social Insurance Law of the People's Republic of China

Employees should participate in basic pension insurance, and the employer and the employee*** pay the basic pension insurance premiums together.

Individual industrial and commercial households without employees, part-time workers who have not participated in basic pension insurance with their employing units, and other flexibly employed persons may participate in basic pension insurance and pay basic pension insurance premiums by themselves.

The methods of pension insurance for civil servants and staff members administered under the civil service law shall be prescribed by the State Council.

Article 11

Basic pension insurance is a combination of social coordination and individual accounts.

The basic pension insurance fund consists of contributions from employers and individuals and government subsidies.

Article 12

Employing units shall pay basic pension insurance contributions in proportion to the total wages of their employees as prescribed by the State, which shall be credited to the Basic Pension Insurance Coordination Fund.

Employees shall pay basic pension insurance premiums in accordance with the proportion of their own wages prescribed by the State and credited to their individual accounts.

Individual industrial and commercial households without employees, part-time workers who have not participated in the basic pension insurance in the employing organization, and other flexibly employed persons participating in the basic pension insurance shall pay the basic pension insurance premiums in accordance with the state regulations, which shall be credited to the basic pension insurance general fund and the individual account respectively.