Urban and rural residents where to inquire about pension insurance

Where to inquire about urban and rural residents' pension insurance

People who know something about pension insurance should know that China's pension insurance is divided into two kinds: employees' pension insurance and residents' pension insurance, and different people can buy different kinds of insurance.

A, urban and rural residents where the pension insurance inquiry

1, telephone inquiries

You can directly call the social security department of the phone 12333, according to the voice prompts to transfer to the artificial customer service, in the identity of the authentication through, let the staff to help query.

2, a letter inquiry

You can pay the premiums in a letter, the process is me - payment - city services - social security - urban and rural residents pension insurance, and then according to the page prompts to operate.

3, the official website

You can log on to the official website of the local social security department, go in and click on the personal social security query, fill in the information according to the requirements of the information to confirm the information is correct click on the query now, you can query the relevant information.

Two, urban and rural residents pension insurance to pay how many years

At least fifteen years.

According to the requirements, the urban and rural residents of China's pension insurance contribution period should be at least 15 years, after the age to meet the requirements, can apply for pension. 15 years of years can not be consecutive, that is to say, in the middle of the encounter special problems, can be interrupted, as long as the final cumulative number of years to reach fifteen years can meet the requirements.

Fifteen years is just the minimum requirement for receiving a pension, which means that if the number of years of contributions happens to be only fifteen, you can generally only receive a pension according to the minimum standard. If people want to get their hands on more pension, they can contribute for a few more years.

Three, urban and rural residents pension insurance how to pay cost-effective

If the economic conditions are relatively good, naturally, choose the highest level to pay will be more cost-effective, but if the budget is not very sufficient, then you can choose a lower level to pay, is also more cost-effective.

If you choose to pay the highest level of pension insurance premiums, you will have to bear a greater pressure of contribution, but you will be able to enjoy the most subsidies, and you will be able to receive more pension after retirement, so it is more cost-effective.

If you choose a lower grade to pay, although the retirement pension and can enjoy the subsidy will not be a lot, but the pressure of personal contributions is relatively small, so it is also more cost-effective.