What if I am pregnant and can't go to work?

If you are pregnant and can't go to work, the way to deal with social security should be decided according to your personal situation and local policies.

First, understand the local social security policy.

First of all, pregnant women should understand the social security policies in their areas, including social security payment and welfare benefits during pregnancy and maternity leave. Different regions may have different regulations, so it is very important to ensure that you understand and abide by relevant policies.

Second, communicate with employers.

If pregnant women cannot continue to work due to physical reasons, it is recommended to fully communicate with their employers. Employers can provide appropriate social security solutions for pregnant women according to company rules and regulations and national laws and regulations. For example, some companies may pay social security fees for pregnant women for a certain period of time to ensure that their social security rights and interests are not affected.

Third, pay social security yourself.

If pregnant women can't get social security support from employers, they can choose to pay social security fees themselves. In most cases, pregnant women can still keep their social security accounts and continue to pay social insurance premiums. In this way, pregnant women can ensure the continuity of social security rights during maternity leave and when they return to work after childbirth.

Fourth, apply for maternity insurance benefits.

Pregnant women can also apply for maternity insurance during pregnancy and maternity leave. According to national laws and regulations, eligible pregnant women can enjoy maternity allowance, medical expenses reimbursement and other welfare benefits. These treatments can reduce the financial burden of pregnant women to some extent.

To sum up:

If you are pregnant and can't go to work, the way to deal with social security should be decided according to your personal situation and local policies. Pregnant women can ensure that their social security rights and interests are not affected by understanding social security policies, communicating with employers, paying social security by themselves and applying for maternity insurance benefits. At the same time, pregnant women should pay attention to abide by relevant laws and regulations when dealing with social security issues to avoid unnecessary legal risks.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 53 provides that:

Employees shall participate in maternity insurance, and the employer shall pay maternity insurance premiums in accordance with state regulations, and employees shall not pay maternity insurance premiums.

Article 54 provides that:

The employer has paid maternity insurance, and its employees enjoy maternity insurance benefits; Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations. The required funds are paid from the maternity insurance fund. Maternity insurance benefits include maternity medical expenses and maternity allowance.

Special provisions on labor protection for female workers

Article 7 provides that:

Female employees enjoy 98 days of maternity leave, including prenatal leave 15 days; In case of dystocia, maternity leave shall be increased 15 days; For multiple births, the maternity leave will be increased by 1 5 days for each additional child. Female employees who miscarry less than 4 months after pregnancy are entitled to 15 days maternity leave; Abortion after 4 months of pregnancy is entitled to 42 days of maternity leave.