Can the new rural cooperative medical system be transferred to employee social security?

Of course. Participating farmers can choose different hospitals for medical treatment, generally taking the principle of proximity, and the reimbursement ratio of different hospitals is also different. Generally, the reimbursement rate of inpatients is relatively large, which can be divided into chronic diseases, special diseases and accidental injuries. Different reimbursement rates can be adopted to avoid poverty and anti-poverty due to illness to a certain extent.

Medical insurance for urban workers: Medical insurance for urban workers means medical insurance for urban workers (referred to as urban medical insurance). The basic medical insurance premium for medical insurance for urban employees shall be paid by the employer and individual employees.

What is the difference between rural medical insurance and employee medical insurance?

1. Different insured persons: Employee medical insurance is the medical security provided for the employees of the employer, while the rural medical insurance participants are mainly local villagers.

2. Different payers: Employee medical insurance is the medical insurance premium paid by employers and individual members of society. Rural medical insurance is organized by the government, and farmers voluntarily participate. Individuals, collectives and governments raise funds in various ways.

3. Different payment methods: medical insurance needs to be paid for a certain number of years (usually 6 consecutive months) before users can enjoy reimbursement. The new rural cooperative medical system is a voluntary participation of farmers, and they need to go through the formalities of insurance payment every year.

4. Different reimbursement rates: rural township hospitals have the highest reimbursement rate for the new rural cooperative medical system, while hospitals above the municipal level have relatively few reimbursement rates. Employees' medical insurance generally has the highest reimbursement rate in designated hospitals, and the reimbursement rate in other hospitals will decline.

Will the expenses paid by rural medical insurance be transferred or merged into employee social security?

No way! Medical insurance for urban and rural residents and medical insurance for enterprise employees are different in nature and cannot be merged or transferred with each other. Rural medical insurance is paid once a year, and you can enjoy the medical insurance reimbursement policy if you pay it. If you don't pay it, you will stop the medical insurance treatment, and there is no requirement for the payment period. However, employee medical insurance has a fixed number of years. After retirement, you can avoid paying medical insurance premiums and enjoy medical insurance benefits for life. These two kinds of medical insurance are two management systems and two management methods.

Legal basis: Article 58 of People's Republic of China (PRC) Social Insurance Law. The employing unit shall handle social insurance registration for employees within 30 days from the date of employment. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay. Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration.