Job Recruitment Website - Social security inquiry - When will the social security payment stop?
When will the social security payment stop?
1. Reaching the legal retirement age: According to regulations, the legal retirement age for men is 60 years old, for women cadres is 55 years old, and for women workers is 50 years old. When an individual reaches the legal retirement age and goes through retirement formalities, he can stop paying social security fees and enjoy the corresponding pension insurance benefits.
2. Reaching the minimum payment period: The condition for receiving pension insurance benefits is to reach the statutory retirement age and the accumulated payment reaches 15 years. Therefore, when the individual's cumulative payment period reaches 15 years, it is theoretically possible to stop paying social security fees, but it is still recommended to continue paying before reaching the statutory retirement age to improve the pension level.
3. Unemployment or resignation: When an individual is unemployed or resigns, the original unit will handle the social security suspension procedures for him. During the suspension period, individuals can choose to continue to pay social security fees as flexible employees, or they can choose to temporarily stop paying. It should be noted that the period of suspension of payment will affect the social security benefits of individuals, such as the accumulated payment period of endowment insurance and the accumulated storage amount of personal accounts.
4. Immigration or settlement abroad: When individuals immigrate or settle abroad, they can choose to stop paying social security fees according to their personal needs. It should be noted that after the payment is stopped, individuals will not be able to enjoy domestic social security benefits.
The query method of social security card account balance is as follows:
1, medical insurance designated pharmacies and hospitals. The insured person can directly hold the social security card to the designated pharmacy or hospital for medical insurance. Generally, when using social security cards for consumption, you can see the balance of social security cards on the small tickets issued by designated pharmacies or hospitals;
2. Service hotline inquiry. Call the service hotline 12333, and then follow the voice prompts to check the balance of the social security card account;
3, social security website query. Nowadays, social security bureaus in many cities have their own websites. The insured person needs to log in to the local social security network, and then can check the account balance on the social security details page.
To sum up, the time to stop paying social security depends on the individual's specific situation and purpose. Before stopping payment, it is recommended to know the relevant policies and regulations in order to make an informed decision. At the same time, we should also pay attention to timely stop payment procedures to avoid missing or unpaid payments.
Legal basis:
People's Republic of China (PRC) social insurance law
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Employers and individuals pay social insurance premiums according to law. The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.
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