Shaanxi social endowment insurance

The payment base and proportion of social endowment insurance in Shaanxi Province are as follows:

1. Old-age insurance: the payment base is the average monthly income of individuals in the previous year, and the range is between 60% and 300% of the average monthly salary of employees in the province in the previous year; The proportion of payment is 28%, of which the unit bears 20% and the individual bears 8%.

2. Medical insurance: the payment base is also the average monthly income of individuals in the previous year, ranging from 60% to 300% of the average monthly salary of employees in this city in the previous year; The proportion of payment is 9%, of which 7% is borne by the unit and 2% by the individual; In addition, it also includes 8 yuan per person per month for supplementary medical insurance (unit 6.40 yuan, individual 1.60 yuan), and medical insurance expenses per person per month 10 yuan (borne by individuals).

3. Unemployment insurance: the payment base is the average monthly income of individuals in the previous year, ranging from 60% to 300% of the average monthly salary of employees in this city in the previous year; The payment ratio is 3%, of which 2% is borne by the unit and 1% by the individual.

4. Work-related injury insurance: the payment base is the average monthly income of individuals in the previous year, and the range is between 60% and 300% of the average monthly salary of employees in this city in the previous year; The payment ratio is 1%, which shall be borne by the unit.

5. Maternity insurance: the payment base is the average monthly income of individuals in the previous year, and the range is between 60% and 300% of the average monthly salary of employees in this city in the previous year; The payment ratio is 0.5%, which shall be borne by the unit.

Social security payment policy:

1. Determination of payment base: Usually, the average monthly salary of employees in the previous year is the payment base, and the specific amount will be different according to the economic development level and related policies of various regions;

2. Setting of payment ratio: The payment ratio of endowment insurance is generally composed of individual payment part and unit payment part, and the specific ratio may be different in different regions;

3. Upper and lower limits of the payment base: each region sets the upper and lower limits of the payment base according to the local average wage level, and the excess is not included in the calculation of the payment base;

4. Frequency of payment: The payment of endowment insurance is generally paid monthly, but in some areas it may be paid annually or quarterly;

5. Payment period: The payment period of endowment insurance is usually linked to retirement conditions, which affects the pension level after retirement. The general description should end in Chinese. End.

To sum up, the payment base of Shaanxi social endowment insurance is set as the average monthly income of individuals in the previous year, and the payment ratio of different types of insurance varies from 60% to 300% of the average monthly salary of employees in this province or this city in the previous year. Endowment insurance is 28%, medical insurance is 9% plus quota, unemployment insurance is 3%, work injury insurance 1%, and maternity insurance is 0.5%.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 12

The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.