What is the pension for ordinary workers?

The pension of ordinary workers depends on the situation, as follows:

1. Employees who have purchased five insurances and one gold can receive old-age insurance after working for 15 years; 25 years of service pension should receive 2500 yuan;

2. If the formal employer retires, it will receive a retirement fee of 1 1,000 yuan, a retirement fee of 2,000 yuan and a retirement salary of 3,000 yuan.

3. The amount of pension, you can get 100 yuan after working for one year, and so on.

The difference between pension and retirement pension is as follows:

1, with different concepts. Pension is an insurance benefit paid by the state on a monthly or lump sum basis according to the provisions of the social insurance system. It is mainly used to ensure the basic needs of employees after retirement according to their contributions to society and their qualifications or retirement conditions for enjoying old-age insurance. The full name of pension is social basic endowment insurance, which is a social insurance system established by the state and society according to certain laws and regulations to solve the basic life of workers who reach the working age limit stipulated by the state and terminate their labor obligations or quit their jobs because of old age.

2. Different funding channels. Pensions are generally paid by the state finance or local finance, and retirees such as civil servants and public institutions who have not participated in the social pooling of endowment insurance do not include the retirement benefits of enterprises managed by public institutions. Pension is the money sent by the social security center to the parties, and it is the retirement treatment of retirees who participate in the social pooling of endowment insurance;

3. Different payment methods. Pension does not need to be paid by ordinary people, but provided by individuals or enterprises, and ordinary people just enjoy it. Pensions need to be paid by both individuals and enterprises. At present, the proportion of individual contributions is 8%;

4. Different collection methods. Pension collection methods are divided into one-time payment and installment payment. The former refers to the one-time payment of pension after retirement; The latter is to pay the pension on a monthly or annual basis until his death. Pensions are uniformly distributed by government departments and institutions, and can only be collected monthly, and are distributed through the financial account of social security cards. According to the current rules, the pre-retirement pension should be paid continuously for 15 years, and can only be received after retirement. Moreover, the more you pay, the more you will get after retirement.

To sum up, in order to protect everyone's retirement life, the state should proceed from the interests of the people, reform the relevant provisions of employees' retirement wages, and we should support the national policy of benefiting the people.

Legal basis:

Article 1 of the Interim Measures of the State Council on Retirement and Resignation of Workers.

Workers of enterprises and institutions owned by the whole people, state organs and people's organizations who meet one of the following conditions shall retire:

(a) men over 60 years of age, women over 50 years of age, continuous service for ten years.

(2) Those who are engaged in underground, high altitude, high temperature, particularly heavy manual labor or other jobs harmful to health, and have reached the age of 55 for men and 45 for women, and have worked continuously for ten years. This provision also applies to grassroots cadres whose working conditions are the same as those of workers.

(3) The male has reached the age of 50, the female has reached the age of 45, and has worked continuously for ten years, and has been certified by the hospital and confirmed by the labor appraisal committee, and has completely lost the ability to work.

(four) work-related disability, proved by the hospital, and confirmed by the labor appraisal committee, completely lost the ability to work.