How to handle the social security of provident fund?

"Labor Contract Law" stipulates that the employer shall handle the transfer procedures of files and social insurance relations for the workers within 15 days of dissolution or termination of the labor contract.

Where the unit terminates the labor relationship with the employee, the unit shall, within 30 days from the date of termination of the labor relationship, go to the housing provident fund management center to register the change, and go to the entrusted bank to handle the transfer or sealing procedures of the employee housing provident fund account with the audit documents of the housing provident fund management center.

Units that newly hire employees shall, within 30 days from the date of employment, go to the housing provident fund management center for deposit registration, and go to the entrusted bank for the establishment or transfer of employee housing provident fund accounts with the audit documents of the housing provident fund management center.

Social security for new jobs can be transferred and provident fund can be withdrawn.

Social security transfer process in the same city:

You don't have to transfer to social security now. As long as the original unit stops social security, there is no need to go through the formalities. Now the unit can directly apply for social security with the ID number.

Social security transfer process in different places:

The new insured place shall review the transfer application and send a consent letter to the original insured place-the original insured place shall go through the transfer procedures-the new insured place shall accept the transfer procedures and funds. After the three processes are completed, the transfer and connection procedures can be completed. The policy stipulates that each process takes 15 working days at the longest, which means that for the insured, all formalities can be completed in 45 working days at the longest.

(1) After the insured establishes the basic old-age insurance relationship in the new employment place and pays the fees according to the regulations, the employer or the insured shall submit a written application for the transfer and continuation of the basic old-age insurance relationship to the social security agency in the new employment place.

(2) The social security agency of the newly insured place shall, within 15 working days, review the application for transfer and continuation, send an acceptance letter to the social security agency where the insured person's original basic old-age insurance relationship is located, and provide relevant information; Do not meet the transfer conditions, make a written explanation to the applicant or the insured.

(3) The social security agency where the original basic old-age insurance relationship is located shall handle all the transfer and connection procedures within 15 working days after receiving the acceptance letter.

(4) After the new insurance agency receives the basic old-age insurance relationship and funds transferred by the social security agency where the original basic old-age insurance relationship of the insured person is located, it shall complete the relevant procedures within 15 working days, and notify the employer or the insured person of the confirmation in time.

(5) Accumulated calculation of the payment period of the old-age insurance, and there is a gap in the middle, which can be supplemented or not.

The balance in the housing provident fund account can be extracted:

1, purchase, construction, renovation and overhaul of self-owned houses;

2. Retired;

3, completely lose the ability to work, and terminate the labor relationship with the unit;

4. Settled abroad, Hong Kong, Macao and Taiwan;

5. Repay the principal and interest of the housing loan;

6. Incorporate into the minimum living guarantee scope of urban residents in this Municipality and pay the rent;

7. The employee was sentenced to punishment during his/her employment, and the employee housing provident fund was transferred to the centralized storage account for two years without re-employment. The employee's household registration has moved out of this city, and the non-registered employee has left this city and terminated the labor relationship with his/her unit.

Note: Paying social security involves household registration, residence permit, pass, buying a house and car, etc. The provident fund involves loans to buy a house and cannot be interrupted at will. When employees change jobs, it is best to communicate with the employer to ensure smooth docking.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.