How many five insurances and one gold does Zhangjiajie pay every month?

1. How much does it cost to pay five insurances and one gold a month?

1, endowment insurance

Generally, the accumulated payment is over 15 years, and you can get it when you reach the statutory retirement age. You can gain more if you pay more.

2. Medical insurance

It is an insurance for outpatient and inpatient medical expenses. After paying a certain number of years, you can enjoy medical insurance benefits for life after retirement.

3. Maternity insurance

Different from the above two guarantees, maternity insurance is paid by the employer in a unified way, and individuals do not need to pay it.

In addition, employees who enjoy maternity insurance benefits must meet the conditions of continuous payment for more than 6 months.

4. Unemployment insurance

Accumulated payment 1 year, involuntary resignation, and a sum of money every month as a temporary transition.

5. Work injury insurance

Because of work-related injury or occupational disease, you can apply for work-related injury identification, receive work-related injury allowance, and ensure your follow-up life.

Among these five guarantees, medical insurance is the most practical and commonly used one, which can reimburse the medical expenses of outpatient and hospitalization.

6. Housing accumulation fund

When you change jobs, you must connect the provident fund of the new and old companies well, and don't pay off, especially for friends who want to use the provident fund loan to buy a house, as long as they pay off once, they will fall short;

Secondly, the upper limit of the provident fund is 65438+ 02% of the salary, and it is best to pay in full.

Second, what information is needed to handle the five risks?

Enterprises handle five insurances and one gold for employees, and employees only need to provide identity documents, and other related materials are provided by enterprises.

(1) social security and provident fund account opening

Enterprises need to open accounts for social security and provident fund at the Social Security Bureau and the Provident Fund Center within 30 days from the date of establishment. After opening a social security account, you will get the social security registration certificate, and after opening a provident fund account, you will get the unit provident fund registration number.

(2) Increase or decrease personnel

Every month, the company will add new employees to the company's five insurance and one gold account and delete employees who have left the company from the account. Social security and provident fund accounts are two independent accounts, and the operation of increasing or decreasing employees must be carried out in two accounts.

(3) Confirm the payment base

The unit needs to declare the correct payment base of five insurances and one gold for employees every month to ensure the normal payment of five insurances and one gold. The payment base of five insurances and one gold is the average salary of employees in the previous year or the salary in the first month of employment.

(4) Five insurances and one gold payment

Enterprises, banks, social security/provident fund management institutions sign bank payment agreements, and directly deduct five insurances and one gold fee from the enterprise bank account at a fixed time every month. Of course, enterprises can also choose cash or check to pay at the site of the five insurance and one gold management institution.

Third, what will happen after the five insurances are stopped?

The accumulated payment period of endowment insurance must be above 15, otherwise you can't enjoy pension benefits. Although the accumulated payment period exceeds 15 years, you can enjoy pension benefits, but the longer the payment period, the more the payment amount, and the more pensions in the future, and vice versa.

If social medical insurance cannot be added together, there will be a waiting period of six months after the interruption. Medical insurance has a three-month buffer period, which means that it can be paid in three months and can be calculated cumulatively. Otherwise, the payment period needs to be recalculated, and you can't enjoy the reimbursement treatment, instead of the so-called "void".

Social insurance is a social and economic system that provides income or compensation for those who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons. So, what will happen after the social security is suspended?

There is no time limit for social security suspension, which has no effect on future transfer. If it is necessary to transfer, the social insurance agency (hereinafter referred to as the social security agency) where the original insurance is located will first issue the insurance payment certificate. After the insured establishes the basic old-age insurance relationship in the new place of employment and pays the fee according to the regulations, the employer or the insured submits a written application for the transfer and continuation of the basic old-age insurance relationship to the social security agency in the new place of employment, and the social security agency in the place where the original basic old-age insurance relationship is located handles all the transfer and continuation procedures after receiving the consent letter.

You can consult the local social security bureau for specific procedures related to the suspension of social security.

Legal objectivity:

People's Republic of China (PRC) Social Insurance Law Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance to protect citizens' right to get material help from the state and society in the event of old age, illness, industrial injury, unemployment and maternity. Article 8 of the Social Insurance Law of People's Republic of China (PRC) provides social insurance services and is responsible for social insurance registration, personal rights and interests record and social insurance benefits payment.