Does social security have maternity insurance?

Social security includes maternity insurance.

Social security includes five insurances: medical insurance, endowment insurance, maternity insurance, unemployment insurance and industrial and commercial insurance.

The five insurances paid by the employer include pension, medical care, unemployment, work injury and maternity insurance, of which maternity insurance is fully borne by the employer and does not need to be paid by employees. However, if individuals pay their own social security, maternity insurance is not included, because maternity insurance can only be paid in the name of the unit. If maternity insurance has been paid continuously for one year, you can enjoy maternity allowance according to law during childbirth; Employees who have established labor relations with employers, including male employees, should participate in maternity insurance, and maternity insurance will not be available until they pay social security.

The use of maternity insurance for male employees is as follows:

1, you can enjoy paternity leave. You can take maternity leave if your wife is going to give birth. Of course, men can also take time off, but not maternity leave, but paternity leave. You can go home and take care of your wife and children (the number of days varies from region to region, please ask the Social Security Bureau for details).

2, can be used for spouses. If the spouse of a male employee does not take part in the work and does not pay maternity insurance at the same time, he can use the maternity insurance of the male employee to reimburse the medical expenses during the pregnancy.

3. Enjoy maternity allowance. If the spouse of a male worker is unemployed and can provide proof of unemployment, he can receive maternity allowance during the spouse's childbirth. However, most areas cannot enjoy this policy, so the local social security policy shall prevail.

To sum up, there are five insurances and one gold in social insurance, among which five insurances include five security functions, namely, medical insurance, industrial injury insurance, maternity insurance, unemployment insurance and endowment insurance.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 53

Employees shall participate in maternity insurance, and the employer shall pay maternity insurance premiums in accordance with state regulations, and employees shall not pay maternity insurance premiums.