Is there maternity insurance in social security?

There is maternity insurance in social security. Social security is social insurance, including industrial injury insurance, maternity insurance, old-age insurance, medical insurance and unemployment insurance. A legal system in which employees get economic help from the state and society when they face labor risks such as old age, illness, work injury, unemployment and childbirth.

Maternity insurance needs to be paid by the employer, and the payment items and standards are as follows:

1, abortion, induced labor

(1) If the pregnancy is less than 3 months (including spontaneous abortion, induced abortion and drug abortion), the per capita subsidy standard for maternity medical expenses is 200 yuan;

(2) For those who are pregnant for more than 3 months and less than 7 months, the per capita limit standard of maternity medical expenses is 400 yuan.

2. Pregnancy and childbirth

(1) For normal delivery, the per capita subsidy standard for maternity medical expenses is 2,300 yuan (including prenatal examination fees);

(2) For dystocia and cesarean section, the per capita subsidy standard for maternity medical expenses is 3,200 yuan (including prenatal examination fees).

Enjoy dystocia maternity medical expenses subsidies are limited to:

1, breech traction;

2, forceps midwifery;

3. Fetal head aspiration;

4. The fetal head rotates.

(1) For multiple births, the per capita fixed subsidy for maternity medical expenses will increase by 300 yuan for each additional baby;

(2) If the employer decides to go bankrupt, close down or dissolve or cancel for other reasons, only 40- 100 yuan will be given to the female employees who were pregnant before bankruptcy, closure or dissolution or cancellation: if they are pregnant for less than 3 months, the per capita subsidy standard for maternity medical expenses is 40 yuan; Pregnant for 6 months or less, the per capita subsidy standard for maternity medical expenses is 80 yuan; For those who are pregnant for 6 months or more, the per capita subsidy standard for maternity medical expenses is 100 yuan.

3, family planning surgery

(1) If the IUD is placed or removed, the per capita subsidy standard for maternity medical expenses is 120 yuan;

(2) The per capita subsidy standard for reproductive medical expenses is to place or take out subcutaneous contraceptive implants 120 yuan;

(3) For bilateral tubal ligation or recanalization, the per capita subsidy standard for maternity medical expenses is 400 yuan;

(4) For vasectomy or recanalization, the per capita subsidy standard for maternity medical expenses is 630 yuan.

4. Other operations are performed during cesarean section for female workers.

In case of hysteromyoma, ovarian tumor and other operations during cesarean section, the per capita subsidy standard for maternity medical expenses will be increased by 500 yuan respectively.

Legal basis: Article 8 of the Special Provisions on Labor Protection for Female Workers.

Maternity allowance for female employees during maternity leave shall be paid by the maternity insurance fund according to the standard of the average monthly salary of employees in the previous year; Those who have not participated in maternity insurance shall be paid by the employer according to the wage standard of female employees before maternity leave.

Medical expenses incurred by female workers in childbirth or abortion shall be paid by maternity insurance fund according to the items and standards stipulated in maternity insurance. Did not participate in maternity insurance, paid by the employer.