How much social security does the average individual pay?

1. How much social security does an individual pay and how much does the company pay?

Payment ratio:

1, 20% for the endowment insurance unit and 8% for the individual;

2. The medical insurance unit pays 10%, and the individual pays 2%;

3, industrial injury insurance units to pay 0.3~2%, individuals do not pay;

4. Unemployment insurance units pay 1%, and individuals pay 0.5%;

5, maternity insurance units pay 0.8%, individuals do not pay;

6. Housing provident fund units pay 12% and individuals pay 12%.

Generally speaking, enterprises pay most of the five insurances and one gold for them, and employees only need to pay a small part; If you don't work and want to pay social security, the cost will be high. If you die unexpectedly in the middle of paying social security or on your way to retirement, you can only get money from your personal account, plus interest and pension. Although the company pays, the accidental death is also a personal part, but the overall part is paid by the company after all.

Article 58 of the Social Insurance Law

The employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay. Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration. The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.

Second, how do individuals pay social security?

Individuals with urban hukou or rural hukou can pay social security for themselves at local social security service points or district and county social security bureaus. Individuals who pay social security can only pay pension and medical insurance. Individuals can pay social security for themselves as freelancers. When paying social security, bring your household registration book, ID card, copy and two photos of 1 inch. The social security payment standard is based on the local average salary in the previous year, and the pension payment ratio is 20%, and the medical care is about 9%.

To sum up, the social security purchased by the company needs to be shared by both units and individuals, and the expenses to be borne will be determined according to different types of insurance. Individuals only pay three types of insurance: old-age insurance, medical insurance and unemployment insurance, and the company bears all two types of insurance: work injury insurance and maternity insurance. So different situations will be handled differently.