What should I do if I don't pay enough social security by the age of 60 15?

At the age of 60, social security payment is not enough. The solution is as follows:

Endowment insurance for urban and rural residents

When the new rural insurance or urban residential insurance system is implemented, it has reached the age of 60, and those who have not received the basic old-age security benefits stipulated by the state before the date of publication of this opinion do not need to pay. From the date of implementation of this opinion, you can receive the basic pension for urban and rural residents' old-age insurance on a monthly basis; If the collection period is less than 15 years, the payment shall be made year by year, and supplementary payment is allowed, and the accumulated payment shall not exceed 15 years; Those who have received the payment for more than 15 years shall be paid annually, and the accumulated payment shall not be less than 15 years.

Before the implementation of the residential insurance system, people who have reached the age of 60 receive the basic pension directly without paying fees;

Before the implementation of the housing security system, those who have reached the age of 45 and handed over to the age of 60 for less than 15 years can make up for it in one lump sum 15 years;

Insured persons under 45 years of age on the implementation date of the residential insurance system can only continue to pay the annual fee if they are under 15 years of age (the payment is interrupted in the middle), and they can only enjoy the treatment after they are over 15 years of age.

Endowment insurance for urban workers

When individuals who participate in the basic old-age insurance for employees reach the statutory retirement age, if the accumulated payment is less than fifteen years, the payment may be extended to fifteen years. After the implementation of the Social Insurance Law, if the payment is extended for five years but still less than fifteen years, it can be paid in one lump sum for fifteen years.

This law has two meanings:

(1) 1 July (that is, after the implementation of the Social Insurance Law) and later, if the payment period is less than 15, the retirement formalities can be postponed until the statutory retirement age is reached. (In this case, it can only be paid year by year, not once. )

(2) The insured who has been insured on or before June 30th, 20 1 1 year (that is, before the implementation of the Social Insurance Law) may be extended to1year after July 30th, 201year, if the payment period is less than 15 years. If the payment is still less than 15 years after a five-year delay, it can be paid in one lump sum until it reaches 15 years.

The legal basis of social insurance law;

Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.