What can I do with a social security card balance of more than 2000 yuan?

You can also reimburse without showing your medical insurance card before leaving the hospital. You must show your medical insurance card when you pay or leave the hospital for settlement, and the hospital will deduct it.

When reimbursing, if you want to pay the hospitalization expenses with the personal account of the medical insurance card, please inform the hospital's settlement staff before leaving the hospital and follow the normal credit card procedures. Personal burden in medical insurance can be paid in full (if the balance is enough) or in part by medical insurance card. The so-called personal burden part refers to the part below the deductible point (for example, 2000 yuan for a tertiary hospital) and the part of the reimbursement ratio (for example, 20% for a tertiary hospital). Self-funded items cannot be paid by personal account of medical insurance card.

Processing steps:

1. First of all, when the insured goes to see a doctor, he goes to the registration office with his social security card.

2. The insured person goes to the clinic with the registration form, and the doctor will prescribe the payment after reading it for the insured person.

3. After the insured person takes the prescription to the hospital settlement window for pricing, he can directly brush the social security card to pay the medical expenses within the scope of medical insurance fund payment.

4. If some drugs in the prescription are not covered by the medical insurance fund, the insured needs to pay cash.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 4 Employers and individuals in People's Republic of China (PRC) shall pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Article 58 An employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.

Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration.

The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.