What is the impact of social security being cut off for one year?

The impact of social security suspension for one year needs to be discussed in different situations: social security includes five types of insurance: endowment insurance, medical insurance, maternity insurance, work injury insurance and unemployment insurance. Each kind of insurance will produce different insurance after one year's suspension, as follows:

1, the impact of old-age insurance: the length of service is not calculated during the suspension period; Without the entry of personal account funds, personal account funds will be reduced in the future, and there will be certain losses when calculating pensions; When reaching the legal retirement age, the time of interruption in life will be accumulated, and the cumulative interruption will be 12 months, and the calculation of pension will be advanced by one year.

2. Medical insurance impact: you can't enjoy medical insurance benefits during the interruption period; The payment period that affects a lifetime.

3. Impact of maternity insurance: you can't enjoy maternity allowance during the interruption period; The number of years of continuous payment will affect whether you meet the conditions for enjoying maternity allowance; Interruption of subsequent insurance requires recalculation of insurance time.

4. Impact of industrial injury insurance and unemployment insurance: The interruption of payment for one year has little impact on these two insurances, but you cannot enjoy insurance benefits during the interruption.

The process of paying social insurance is as follows:

1. Go to the individual payment window of the social security agency to collect and fill in the Social Insurance Individual Payment Declaration Form and the Contract for Entrusting Banks to Collect Social Insurance Fees;

2, with the official seal of the bank "commissioned by the bank to collect social insurance contract";

3. With the required insurance information, social insurance individual payment declaration form and entrusted bank social insurance premium collection contract, go through the insurance formalities at the individual payment window of the social security agency in the area where the household registration is located;

4. If you need to apply for a labor security card, you must come in person to apply for it, and provide a copy of your ID card (the original inspection) and a digital photo receipt of the second-generation ID card network photo library approved by the municipal public security organ.

Specifically, if social security is paid for one year, the accumulated years of endowment insurance will be affected. If you don't pay 15 years before retirement, there will be a certain late fee when you make up.

I hope the above content can help you. If in doubt, please consult a professional lawyer.

Legal basis:

Article 10 of the Social Insurance Law

Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium. The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.