Can the old-age insurance paid by freelancers be refunded?

Can the old-age insurance paid by freelancers be refunded? No, yours can't be returned.

There are only the following conditions under which social security funds can be refunded.

1, reaching retirement age, not meeting the payment conditions 15 years (full payment of personal account deposit);

2. The insured dies for some reason (personal payment and interest);

3, the insured person to settle abroad (personal payment and interest);

4. After retirement, there is still a balance in personal accounts (personal contributions and interest).

Can the old-age insurance paid by freelancers be refunded? No, yours can't be returned. The social security fund can be refunded only under the following circumstances:

Reach retirement age, but fail to meet the conditions of payment 15 years (the amount stored in personal account is paid in full).

The insured dies for some reason (personal payment and interest).

The insured settles abroad (personal payment and interest).

After retirement, personal accounts (personal contributions and interest) still have a balance.

Can I return the pension insurance for freelancers if I don't pay it? According to the current regulations, only after reaching retirement age and the payment period is less than 15 years, can you apply for returning the principal and interest balance of the individual pension account. The proportion of individual accounts varies from place to place, which is about 28%~39% of the payment, and the interest is the current interest rate, which can be ignored.

How do you say that freelancers buy endowment insurance? Judging from the calculation of retirement benefits, there is no difference, but the contribution rate is different. For individuals, the rate is 20%, including individual account 8%, unit 20%, individual 8% and individual account 8%.

Can Nanhe County pay endowment insurance for freelancers? Yes, it was less than 10000 last year.

Is it necessary for me to buy endowment insurance as a freelancer now? There is no need to buy it. Anyway, 20 years or 15 years will be OK. The company will buy it when you are at work. Why waste your money now?

How old-age insurance for freelancers can be halved? There is no policy of halving the endowment insurance for freelancers, but there is a policy of 40.50 for flexible employees. Unemployed people laid off due to enterprise restructuring, bankruptcy or layoffs, from 40 to 50 years old, can receive social security subsidies for three years, that is, 60% of the social security you paid will be returned to you as subsidies during unemployment.

Can Chengdu freelancer's endowment insurance be fully refunded? You should consult the local social security bureau. In some places, freelancers can't pay, but you can pay according to individual industrial and commercial households. Question 3: Can no work unit participate in social security? About how much should I pay? How do individuals insure? Answer: As long as the registered permanent residence is within the administrative area of this Municipality, you can join the insurance as a freelancer. Freelancers pay basic old-age (maternity) insurance premiums, ...

Can the basic old-age insurance premium be refunded after death? Hello: According to the old-age insurance regulations, freelancers pay 20% of the payment base. This is how pensions are received.

Freelancers and flexible employees who have reached the statutory retirement (pension) age (female freelancers are over 55 years old) and meet the retirement conditions, and the accumulated payment period is 15 years, and receive the basic pension on a monthly basis from the month after the retirement (pension) is approved by the labor and social security department. If the insured flexible employees and freelancers leave the country after retirement (pension), they can continue to receive the basic pension on a monthly basis, or they can choose to settle the basic old-age insurance in one lump sum according to the regulations.

Freelancers and flexible employees who die before reaching the statutory retirement age, their personal account deposits (except that I have been insured in enterprises and institutions and included in the personal account in the unit payment) are all paid to their legal heirs in one lump sum.

If a freelancer dies early, he can only return the part of his personal account, which is equivalent to returning the part of his personal account. At the same time, you can apply for one-time funeral expenses and pensions, and it is hard to say whether you will lose money.