When a person dies, who will inherit the personal social security?

Individual contributions in social security accounts can be inherited by their legal heirs.

First, determine the heir.

Before handling social security inheritance, it is first necessary to determine the legal heir. Usually, legal heirs include spouses, children, parents and other close relatives. If the deceased has a will, the heirs designated in the will also have the right to inherit the personal contributions in the social security account.

Second, go through the inheritance procedures.

After determining the heir, you need to go through the inheritance procedures with the local social security agency. In the process of handling, it is necessary to provide the identity certificate of the deceased, death certificate, heir identity certificate and inheritance relationship certificate and other related materials. At the same time, you need to fill in the social security inheritance application form and pay the relevant fees according to the regulations.

Three. Audit and settlement

After receiving the application, the social security agency will review the submitted materials. After the examination and approval, the settlement shall be made according to the individual contributions in the social security account of the deceased, and the relevant funds shall be paid to the legal heir. It should be noted that the specific amount of social security inheritance may be different due to regional and policy differences.

Fourth, matters needing attention

In the process of handling social security inheritance, heirs need to pay attention to the following points:

1. Ensure that authentic and complete materials are provided, and avoid the failure of inheritance due to incomplete or false materials.

2. Keep abreast of local social security policies and inheritance laws, so as to better safeguard their rights and interests.

3. When handling the inheritance procedures, you can consult the staff of social security institutions or professional lawyers to get more detailed and accurate guidance.

To sum up:

After a person dies, the inheritance of his personal social security needs to be handled in accordance with relevant laws and regulations. After determining the legal heir, go through the inheritance formalities at the local social security agency, provide the necessary materials and fill in the application form. After the approval of the social security agency, the relevant funds will be settled and paid to the legitimate heirs. In the process of handling, heirs need to pay attention to provide true and complete materials and understand local social security policies and inheritance regulations.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 14 stipulates:

Personal accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.

People's Republic of China (PRC) inheritance law

Article 3 provides that:

Legacy is the personal legal property left by citizens when they die, including: citizens' income; Citizens' houses, savings and daily necessities; Citizens' trees, livestock and poultry; Cultural relics, books and materials of citizens; The law allows citizens to own the means of production; Copyright and patent rights in citizens' property rights; Other lawful property of citizens.