After paying social security for 3 years, can I return it if I don't want to return it?

I have paid social security for three years, but I don't want to pay it. I can't return it.

I don't want to pay social security after three years. Under normal circumstances, individuals cannot apply for a refund. However, under certain circumstances, individual contributions can be refunded, such as the insured's participation in other places, death, settlement abroad or payment dissatisfaction 15 years. When surrendering, the part paid by the unit will not be refunded. On-the-job employees can only refund 8% of the endowment insurance paid by individuals, and flexible employees will lose 12% of the social security expenses. Refund is only applicable to three types of people: those who have reached retirement age under 15, those who have been insured repeatedly, and those who have died. Repeated participants should give priority to employee social security. After the death of the insured, the balance of his personal account can be returned to his family.

Protection of social security rights and interests:

1, old-age insurance: provide basic living security for the insured after retirement;

2. Medical insurance: reducing the financial burden of the insured for medical treatment due to illness;

3. Unemployment insurance: provide financial assistance for a certain period of time when the insured is unemployed;

4. Work-related injury insurance: providing medical and economic compensation for the insured in work-related accidents;

5. Maternity insurance: to protect the reproductive rights and interests of female insured and provide maternity allowance.

To sum up, if you don't want to pay social security for three years, you can't return it. However, under certain circumstances, individuals can refund part of their contributions, such as leaving their jobs, dying, living abroad or not paying enough/being insured in other places after 0/5 years of Kloc. When surrendering, the part paid by the unit will not be refunded, and the employees who surrender can only refund 8% of the endowment insurance paid by the individual, while the flexible employees will lose 12% of the social security fee. Refund is only applicable to those under 15 who have reached retirement age, repeated insurance and the death of the insured. Repeated insured persons should have priority to enjoy employee social security, and after the death of the insured person, the balance of personal account can be returned to their families.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 14

Personal accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.

Article 17

If an individual who participates in the basic old-age insurance dies due to illness or non-work, his survivors can receive funeral grants and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.

Article 64

Social insurance funds include basic endowment insurance fund, basic medical insurance fund, industrial injury insurance fund, unemployment insurance fund and maternity insurance fund. In addition to the basic medical insurance fund and maternity insurance fund combined accounting, other social insurance funds are accounted for separately according to social insurance types. Social insurance funds implement a unified accounting system throughout the country. The social insurance fund is earmarked for special purposes, and no organization or individual may occupy or misappropriate it. The basic old-age insurance fund will gradually implement national overall planning, and other social insurance funds will gradually implement provincial overall planning. The specific time and steps shall be stipulated by the State Council.